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About

Transparency & Accountability - Bank Applications

In its role as federal regulator, the FDIC reviews applications submitted by its insured institutions, individuals, and other entities for approval to undertake various transactions. These include applications for obtaining federal deposit insurance, engaging in mergers and acquisitions, and establishing branches.

Actions for selected application types since 2013 can be searched from the Application Search Tool.

For further questions regarding bank applications, please contact Supervision@fdic.gov.

Overview of Application Activity 12 months ending 2/28/2025

Disposition of applications received
DispositionDeposit InsuranceBranchChange in ControlMergerManagement ChangeTotal
Approved

10

381

9

76

83

559

Denied

0

0

0

0

0

0

Returned

0

2

0

2

13

17

Withdrawn

4

17

1

5

20

47

Totals

14

400

10

83

116

623

Processing days from original receipt
 Deposit InsuranceBranchChange in ControlMergerManagement ChangeTotal
Average

348

36

101

142

45

-

Median

244

24

71

106

36

-

Processing days from receipt of a substantially complete application
 Deposit InsuranceBranchChange in ControlMergerManagement ChangeTotal
Average

145

27

47

72

32

-

Median

133

19

35

52

28

-

Timeframe Goal1

120

30

45

60

25

-

Total # Approved within Goal

5

326

7

43

34

415

Percent

50%

86%

78%

57%

41%

74%

1Processing days from receipt of a substantially complete application for approvals
 

Archive of Overviews of Application Activity
12 months ending 12/31/2024
12 months ending 12/31/2023
12 months ending 12/31/2022
12 months ending 12/31/2021
12 months ending 12/31/2020
12 months ending 12/31/2019
12 months ending 12/31/2018
Image of a bank

Bank Application Resources

Resources that govern applications to the FDIC.

Image of woman talking to man with a report in hand

Decisions on Bank Applications

Decisions by FDIC on various types of bank applications.

Image of of pending stamped document

Pending New Deposit Insurance Applications

Applications submitted by individuals and other entities for approval to establish new FDIC-insured institutions.

Image of woman talking to man with a report in hand

Applications for Deposit Insurance

Information and resources important to the deposit insurance application process.

Last Updated: March 10, 2025