The Federal Deposit Insurance Reform Conforming Amendments Act of 2005 requires the FDIC to conduct studies of three issues: (1) further potential changes to the deposit insurance system, (2) the appropriate deposit base in designating the reserve ratio, and (3) the Corporation's contingent loss reserving methodology and accounting for losses. The 2005 act requires the Comptroller General to conduct studies of (1) federal bank regulators' administration of the prompt corrective action program and recent changes to the FDIC deposit insurance system, and (2) the organizational structure of the FDIC.
An Evaluation of the Denominator of the Reserve Ratio - PDF
FDIC Staff Study, February 12, 2007
Accounting for Loss Contingencies: The FDIC's Policies and Practices 1992-2004 - PDF
FDIC Staff Study, February 12, 2007
An Evaluation of Further Possible Changes to the Deposit Insurance System -PDF
FDIC Staff Study, February 12, 2007
Deposit Insurance: Assessment of Regulators' Use of Prompt Corrective Action Provisions and FDIC's New Deposit Insurance System - PDF
US Government Accountability Office. February 15, 2007.
Federal Deposit Insurance Corporation: Human Capital and Risk Assessment Programs Appear Sound, but Evaluations of Their Effectiveness Should Be Improved - PDF
US Government Accountability Office. February 15, 2007.
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