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Deposit Insurance

Questions and Answers Related to the FDIC’s Part 328 Final Rule

Below are answers to a collection of questions about the FDIC Official Signs and Advertising Requirements, False Advertising, Misrepresentation of Insured Status, and Misuse of the FDIC’s Name or Logo Final Rule (“final rule”), 12 CFR part 328 (“part 328”). This collection of questions and answers will be periodically updated on the FDIC’s website.


I. Physical Premises

A. FDIC Official Sign

B. Non-Deposit Signs

II. Digital Channels (e.g., Websites or Apps)

A. Placement and Display of Official Digital Sign

B. Non-Deposit Signs

C. Use of Advertising Statement on Digital Channels

D. Automated Teller Machines or Like Devices

E. Social Media

III. Technical Assistance

IV. Compliance and Effective Dates

V. Advertising for Non-Deposit Products

Last Updated: August 16, 2024