Historical Information

Historical Deposit Insurance Fund and Assessment Reference Materials

Information on Assessments

• Historical Assessment Rate Schedules - Historical assessment rates.

Legislation affecting the Deposit Insurance Fund

• Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010 
• Federal Deposit Insurance Reform Act of 2005 - Reforms related to risk-based assessments and management of the Deposit Insurance Fund (DIF).
  • Deposit Insurance Reform Act of 2005 Background Materials 

Staff Papers and Publications

• “Options for Deposit Insurance Reform" (2023). 
• “A History of Risk-Based Premiums at the FDIC,” FDIC Staff Studies Report No. 2020-01 (2020). 
• Crisis and Response: An FDIC History, 2008-2013, Chapter 5 (2017), “Deposit Insurance: Fund Management and Risk-Based Deposit Insurance Assessments.” 
• Deposit Insurance Funding: Assuring Confidence (2013). 
• Toward A Long-Term Strategy for Deposit Insurance Fund Management, FDIC Quarterly, Vol 4, No. 4. (2010).