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Federal Deposit Insurance Act

Section 22. Nondiscrimination

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It is not the purpose of this Act to discriminate in any manner against State nonmember banks or State savings associations and in favor of national or member banks or Federal savings associations, respectively. It is the purpose of this Act to provide all banks and savings associations with the same opportunity to obtain and enjoy the benefits of this Act.

[Codified to 12 U.S.C. 1830]

[Source:  Section 2[22, formerly 20, then 21] of the Act of September 21, 1950 (Pub. L. No. 797; 64 Stat. 893), effective September 21, 1950, as renumbered by section 3 of the Act of December 15, 1967 (Pub. L. No. 90--203; 81 Stat. 610), effective April 1, 1968 and section 101 of title I of the Act of October 26, 1970 (Pub. L. No. 91--508; 84 Stat. 1114), effective November 1, 1971, and as amended by section 223 of title II of the Act of August 9, 1989 (Pub. L. No. 101--73; 103 Stat. 273), effective August 9, 1989]

NOTES AND DECISIONS

Derivation.  Section 22 derives from the eighth paragraph of section 12B(y) of the Federal Reserve Act, as added by section 8 of the Act of June 16, 1933 (Pub. L. No. 66; 48 Stat. 178), effective June 16, 1933. The eighth paragraph of section 12B(y) of the Federal Reserve Act was amended by section 101[12B(y)(2)] of title I of the Act of August 23, 1935 (Pub. L. No. 305; 49 Stat. 703), effective August 23, 1935. By section 1 of the Act of September 21, 1950 (Pub. L. No. 797; 64 Stat. 873), effective September 21, 1950, section 12B of the Federal Reserve Act was withdrawn as a part of that Act and was made a separate act known as the "Federal Deposit Insurance Act."


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Last Updated: August 31, 2021