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Center for Financial Research

Working Papers

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Working Papers presented as PDF files on this page reference Portable Document Format (PDF) files. 
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Most Recently Published Working Papers

Agricultural Lending, Insurance, and Implications of Climate Change

FDIC Center for Financial Research Working Paper No. 2024-05
Mark Heil, Jonathan Pogach and Chet Polson

Inside the Boardroom: Evidence from the Board Structure and Meeting Minutes of Community Banks

FDIC Center for Financial Research Working Paper No. 2024-04
Rosalind L. Bennett, Manju Puri, and Paul E. Soto

CEO Ownership, Risk Management, and Bank Runs at Unlimited Liability Banks During the 1890s 

FDIC Center for Financial Research Working Paper No. 2024-03
Haelim Anderson, Jaewon Choi and Jennifer Rhee

Deposit Insurance and Bank Funding Stability: Evidence from the TAG Program

FDIC Center for Financial Research Working Paper No. 2024-02
Ajay Palvia, George Shoukry and Anna-Leigh Stone

Explaining the Life Cycle of Bank-Sponsored Money Market Funds: An Application of the Regulatory Dialectic

FDIC Center for Financial Research Working Paper No. 2024-01
Stefan Jacewitz, Jonathan Pogach, Haluk Unal and Chengjun Wu

Regional Variation in Transaction Costs, Mortgage Rate Heterogeneity, and Mortgage Refinancing Behavior

FDIC Center for Financial Research Working Paper No. 2023-03
Leonard Kiefer, Hua Kiefer and Tom Mayock

The Center for Financial Research (CFR) Working Paper Series allows CFR staff and their coauthors to circulate preliminary research findings to stimulate discussion and critical comment. Views and opinions expressed in CFR Working Papers reflect those of the authors and do not necessarily reflect those of the FDIC or the United States. Comments and suggestions are welcome and should be directed to the authors. References should cite this research as a “FDIC CFR Working Paper” and should note that findings and conclusions in working papers may be preliminary and subject to revision.

Last Updated: November 4, 2024