Skip to main content
U.S. flag
An official website of the United States government
Dot gov
The .gov means it’s official. 
Federal government websites often end in .gov or .mil. Before sharing sensitive information, make sure you’re on a federal government site.
Https
The site is secure. 
The https:// ensures that you are connecting to the official website and that any information you provide is encrypted and transmitted securely.
Center for Financial Research

2024 Externally Published Research

Published 2024
Analysis of Upstream, Downstream & Common Firm Shocks Using a Large Factor-Augmented Vector Autoregressive Approach
By Everett Grant (Amazon) and Julieta Yung (Federal Deposit Insurance Corporation)
Journal of Applied Econometrics, Forthcoming
A Prudential Paradox: The Signal in (Not) Restricting Bank Dividends 
By Levent Güntay (Özyeğin University), Stefan Jacewitz (Federal Reserve Bank of Kansas City), and Jonathan Pogach (Federal Deposit Insurance Corporation) 
Journal of Money, Credit and Banking, March-April 2024, Volume 56, Issue 2-3, 537-538
Financial Technology and Relationship Lending: Complements or Substitutes?
By Mark J. Kutzbach and Jonathan Pogach
Journal of Financial Intermediation, July 2024, Volume 59, 101101
Deposit Inflows and Outflows in Failing Banks: The Role of Deposit Insurance 
Christopher Martin (Federal Deposit Insurance Corporation), Manju Puri (Duke University, Federal Deposit Insurance Corporation, National Bureau of Economic Research), and Alexander Ufier (Federal Deposit Insurance Corporation)
Journal of Finance, Forthcoming
Insurance Pricing, Distortions, and Moral Hazard: Quasi-Experimental Evidence from Deposit Insurance 
By George F. Shoukry (Federal Deposit Insurance Corporation) 
Journal of Financial and Quantitative Analysis, March 2024, Volume 59, Issue 2, 896-932
The Effect of Job Loss on Bank Account Ownership 
Ryan M. Goodstein (Federal Deposit Insurance Corporation) and Mark J. Kutzbach (Federal Deposit Insurance Corporation) 
Journal of Money, Credit & Banking, Forthcoming
Refinancing Inequality During the COVID-19 Pandemic 
Sumit Agarwal (National University of Singapore), Souphala Chomisisengphet (Office of the Comptroller of the Currency), Hua Kiefer (Federal Deposit Insurance Corporation), Leonard C. Kiefer (Freddie Mac), and Paolina C. Medina (Texas A&M University) 
Journal of Financial and Quantitative Analysis, Forthcoming

Last Updated: November 4, 2024