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Center for Financial Research

2024 Externally Published Research

Published 2024
A Prudential Paradox: The Signal in (Not) Restricting Bank Dividends 
By Levent Güntay (Özyeğin University), Stefan Jacewitz (Federal Reserve Bank of Kansas City), and Jonathan Pogach (Federal Deposit Insurance Corporation) 
Journal of Money, Credit and Banking, March-April 2024, Volume 56, Issue 2-3, 537-538
Financial Technology and Relationship Lending: Complements or Substitutes?
By Mark J. Kutzbach and Jonathan Pogach
Journal of Financial Intermediation, July 2024, Volume 59, 101101
Insurance Pricing, Distortions, and Moral Hazard: Quasi-Experimental Evidence from Deposit Insurance 
By George F. Shoukry (Federal Deposit Insurance Corporation) 
Journal of Financial and Quantitative Analysis, March 2024, Volume 59, Issue 2, 896-932
The Effect of Job Loss on Bank Account Ownership 
Ryan M. Goodstein (Federal Deposit Insurance Corporation) and Mark J. Kutzbach (Federal Deposit Insurance Corporation) 
Journal of Money, Credit & Banking, December 2024, Volume 56, Issue 8, pp. 1963-2000
Refinancing Inequality During the COVID-19 Pandemic 
Sumit Agarwal (National University of Singapore), Souphala Chomisisengphet (Office of the Comptroller of the Currency), Hua Kiefer (Federal Deposit Insurance Corporation), Leonard C. Kiefer (Freddie Mac), and Paolina C. Medina (Texas A&M University) 
Journal of Financial and Quantitative Analysis, August 2024, Volume 59, Issue 5, 2133-2163

Last Updated: January 30, 2025