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Inactive Financial Institution Letters

Financial Institution Letters (FILs) are addressed to the Chief Executive Officers of the financial institutions on the FIL's distribution list -- generally, FDIC-supervised institutions. FILs may announce new regulations and policies, new FDIC publications, and a variety of other matters of principal interest to those responsible for operating a bank or savings association. The inactive FILs represent those letters that have been rescinded by the FDIC or have expired over time.

Active FIL List

FDIC Statements of Policy

Previous Inactive FILs:
FIL Number Title Issue Date Category Date Deactivated
FIL-7-2014 Recordkeeping and Confirmation Requirements for Securities Transactions
FIL-19-2013 Regulatory Relief Guidance to Help Financial Institutions and Facilitate Recovery in Areas of Illinois Affected by Severe Storms, Straight-Line Winds, and Flooding
Disaster Relief
FIL-116-2004 Check Clearing for the 21st Century Act
Consumer Protection
FIL-20-2012 FDIC Statement on CFPB Bulletin 2012-02: Payments to Loan Originators Based on Mortgage Transaction Terms or Conditions under Regulation Z
Consumer Protection
FIL-50-2002 SPECIAL ALERT
BSA/AML, OFAC and Fraud
FIL-47-2011 Guidance Proposed Guidance on Stress Testing for Banking Organizations with More Than $10 Billion in Total Consolidated Assets
Capital
FIL-8-2015 FINANCIAL INSTITUTION REPORTS
FIL-15-2002 SPECIAL ALERT
BSA/AML, OFAC and Fraud
FIL-47-2010 Overdraft Payment Programs and Consumer Protection FDIC Invites Comments on Overdraft Payment Supervisory Guidance
Consumer Protection
FIL-68-2009 Interagency Commercial Real Estate Loan Workouts Seminar Scheduled
FIL-3-2009 Bank Secrecy Act The SAR Activity Review by the Numbers , November 2008 Issue
BSA/AML, OFAC and Fraud
FIL-42-99 Market Risk
Liquidity, Funds Management, and Sensitivity to Risk
FIL-54-2007 Bank Secrecy Act Suspicious Activity Report Supporting Documentation
BSA/AML, OFAC and Fraud
FIL-31-2006 Fair and Accurate Credit Transactions Act Procedures for Enhancing the Accuracy and Integrity of Information Furnished to Consumer Reporting Agencies
Consumer Protection
FIL-2-2017 Examination Cycle
FIL-3-2016 Consolidated Reports of Condition and Income
FIL-19-2003 FOREIGN ASSETS CONTROL ACT
BSA/AML, OFAC and Fraud
FIL-11-2013 Appraisal Requirements for Higher-Priced Mortgage Loans and Resources Regarding Other CFPB Mortgage-Related Rulemakings
Lending / Investments
FIL-47-2002 SPECIAL ALERT
BSA/AML, OFAC and Fraud
FIL-41-2013 FINANCIAL INSTITUTION REPORTS
Capital
FIL-144-2002 SPECIAL ALERT
BSA/AML, OFAC and Fraud
FIL-93-2010 Community Reinvestment Act Annual Asset-Size Threshold Adjustment
Community Reinvestment Act
FIL-87-2001 SPECIAL ALERT
BSA/AML, OFAC and Fraud
FIL-65-2009 Model Privacy Notice Form Final Rule
Consumer Protection
FIL-43-2001 SPECIAL ALERT
BSA/AML, OFAC and Fraud