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Consumer Resource Center

Community Bank Webinar: Current Expected Credit Losses (CECL)Weighted-Average Remaining Maturity (WARM) Method

Event Date
-

Thursday, April 11, 2019
2:00 PM – 3:30 PM Eastern Time

The federal financial institution regulatory agencies, in conjunction with the Financial Accounting Standards Board (FASB), the U.S. Securities and Exchange Commission (SEC), and the Conference of State Bank Supervisors (CSBS), will host an interagency webinar on Thursday, April 11, 2019, at 2:00 p.m., Eastern Time, focusing on the application of the Weighted-Average Remaining Maturity (WARM) method for estimating allowances for credit losses in accordance with Accounting Standards Update No. 2016-13, Financial Instruments – Credit Losses (Topic 326): Measurement of Credit Losses on Financial Instruments (CECL).

Highlights:

  • This webinar will address the use of the WARM method for estimating allowances for credit losses under CECL.
  • In January 2019, the FASB issued a Staff Q&A document confirming that the WARM method is one of many acceptable methods that could be used to estimate allowances for less complex financial asset pools under CECL. The FASB Staff Q&A document aligns with information communicated in the interagency community bank webinar held on February 27, 2018, that discussed practical examples of how smaller, less complex community banks can implement CECL. Information regarding the February 2018 webinar is available below under Additional Information.
  • Bankers are encouraged to invite representatives from the functional areas within their institutions who are involved in the implementation of the new credit losses accounting standard and from their external audit firm to participate in the webinar.
  • Participants may join the webinar at https://www.webcaster4.com/Webcast/Page/583/29509. Advance registration is not required; however, participants are encouraged to do so at this link. Participants are asked to join the webinar 15 minutes before it begins.
  • Participants may dial into the audio portion of the webinar at 888-625-5230 using participant passcode 78752375#.
  • A question-and-answer session will follow the presentation. We encourage participants to submit questions in advance via email at rapid@stls.frb.org.
  • Specific questions about the webinar or your registration may be directed to the webinar producer at rapid@stls.frb.org.
  • The information above is also available in Financial Institution Letter 17-2019.

Presentation Materials:

To replay the webinar and/or access available presentation materials, click the “webcaster” registration link in the bullet points above. If you have not previously registered for the webinar, complete and submit the required information in order to launch the webinar. If you have previously registered for the webinar, enter the email associated with your prior registration, select the log in button, and then select launch webcast on the following screen. After launching the webinar, available materials will be accessible via black buttons near the bottom of the screen. Ensure that your browser window is set to full screen for buttons to be visible.

Additional Information:

To access information for other CECL-related interagency webinars, click on the applicable webinar below.

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Last Updated: August 5, 2024