Credit Card Activities Manual

Credit Card Activities Manual - PDF

• Chapter I. – Introduction
• Chapter II. – Credit Cards – General Overview
• Chapter III. – Identifying Involvement in Credit Card Activities
• Chapter IV. – Credit Card Program Development
• Chapter V. – Marketing and Acquisition
• Chapter VI. – Purchased Portfolios and Relationships
• Chapter VII. – Underwriting and Loan Approval Process
• Chapter VIII. – Scoring and Modeling
• Chapter IX. – Portfolio Management
• Chapter X. – Transaction Testing
• Chapter XI. – Adverse Classifications
• Chapter XII. – Allowances for Loan Losses
• Chapter XIII. – Asset Quality Considerations
• Chapter XIV. – Credit Card Issuing Rent-a-BINs
• Chapter XV. – Liquidity
• Chapter XVI. – Earnings
• Chapter XVII. – Sensitivity to Market Risk
• Chapter XVIII. – Capital
• Chapter XIX. – Merchant Processing
• Chapter XX. – Third-Party Relationships
• Chapter XXI. – Glossary
• Appendices
• Appendix A – Credit Card Pre-Examination Request List
• Appendix B – Merchant Processing Examination Tools

Product and company names used herein may be trademarks of their respective owners. For example, Fair Isaac, FICO, and FICO Expansion are trademarks or registered trademarks of Fair Isaac Corporation. Mention of product and company names within this manual does not represent or constitute endorsement of any such product or company.