Skip to main content
U.S. flag
An official website of the United States government
Dot gov
The .gov means it’s official. 
Federal government websites often end in .gov or .mil. Before sharing sensitive information, make sure you’re on a federal government site.
Https
The site is secure. 
The https:// ensures that you are connecting to the official website and that any information you provide is encrypted and transmitted securely.
Consumer Research

Papers and Briefs

Papers

Published Papers

Papers by FDIC researchers that have been accepted for publication in peer-reviewed academic journals.

Working Papers

Preliminary papers by FDIC researchers that are circulated to stimulate discussion and critical comment.

Briefs

Consumer Research Perspectives

Consumer Research Perspectives are short research briefs that use data to explore questions related to economic inclusion. One focus is the participation of U.S. households in the mainstream banking system. 

Consumer Analytic Insights

The Consumer Analytic Insights series focuses on opportunities to expand and support Americans’ participation in the nation’s financial system and other consumer finance matters.

Last Updated: October 3, 2024