Skip to main content
U.S. flag
An official website of the United States government
Dot gov
The .gov means it’s official. 
Federal government websites often end in .gov or .mil. Before sharing sensitive information, make sure you’re on a federal government site.
Https
The site is secure. 
The https:// ensures that you are connecting to the official website and that any information you provide is encrypted and transmitted securely.
Consumer Research

Mary Zaki

Senior Research Economist
Mary Zaki

Mary Zaki is a Senior Research Economist in the Division of Depositor and Consumer Protection. Her research focuses on household finance topics including paycheck-to-paycheck spending and consumption behaviors, the impacts of small-dollar credit access, and the salience of credit disclosures such as the APR. Prior to arriving at the FDIC, Mary was an Assistant Professor at the University of Maryland and a research assistant at the Board of Governors of the Federal Reserve System. She obtained a B.S. in Economics from the Wharton School and a B.A. in both Economics and in International Studies at the University of Pennsylvania, and she received an M.S. and Ph.D. in Economics from Northwestern University.

Research Topics

Household Finance; Consumer Credit; Credit Disclosures

Colin Gray, Adam Leive, Elena Prager, Kelsey Pukelis, and Mary Zaki. 2023. “Employed in a SNAP? The Impact of Work Requirements on Program Participation and Labor Supply,” American Economic Journal: Economic Policy. Vol. 15, no. 1, 306-41.

Jessica E. Todd and Mary Zaki. 2023. “Price Consciousness at the Peak of "Impatience",” Journal of Human Resources. Vol. 58, no. 3, 1003-27.

Last Updated: October 16, 2023