Skip to main content
U.S. flag
An official website of the United States government
Dot gov
The .gov means it’s official. 
Federal government websites often end in .gov or .mil. Before sharing sensitive information, make sure you’re on a federal government site.
Https
The site is secure. 
The https:// ensures that you are connecting to the official website and that any information you provide is encrypted and transmitted securely.
Banker Resource Center

Liquidity and Funds Management

Liquidity reflects a financial institution's ability to fund assets and meet financial obligations. It is essential to meet customer withdrawals, compensate for balance sheet fluctuations, and provide funds for growth. Funds management involves estimating liquidity requirements and meeting those needs in a cost-efficient manner. To mitigate funding stress, it is important that institutions maintain sufficient levels of liquid assets and access to borrowing lines and other stable sources of funding to meet expected and contingent liquidity demands.

Laws and Regulations

Key laws and regulations that pertain to FDIC-supervised institutions; note that other laws and regulations also may apply.


Supervisory Resources

Frequently asked questions, advisories, statements of policy, and other information issued by the FDIC alone, or on an interagency basis, provided to promote safe and sound operations.


Other Resources

Supplemental information related to safe-and-sound banking operations.


Videos/Webcasts/Teleconferences

Informational videos and recordings of prior webcasts and teleconferences.

  • On May 24, 2023, The Federal Reserve Board (Board), Office of the Comptroller of the Currency (OCC), Federal Deposit Insurance Corporation (FDIC), and the Conference of State Bank Supervisors (CSBS) jointly hosted an Ask the Regulators webinar on funding and liquidity risk management.  The webinar and presentation materials are hosted at AskTheFed.

Last Updated: October 18, 2024