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Bank Failures

Failed Bank Information for Valley Capital Bank, N.A., Mesa, AZ

Information for Valley Capital Bank, National Association, Mesa, AZ

  1. Introduction
  2. Press Release
  3. Acquiring Financial Institution
  4. Priority of Claims
  5. Dividend Information
  6. Purchase and Assumption Agreement - PDF 715Kb
  7. Bid Summary
  8. Receivership Termination

Please be advised you will not receive any email notification to claim/unlock/unsuspend your account or to provide any private information. Please be aware of any Phishing Scams to obtain information from you.

I.  Introduction

On December 11, 2009, Valley Capital Bank, National Association (Valley Capital Bank, N.A.), Mesa, AZ was closed by the Office of the Comptroller of the Currency, and the Federal Deposit Insurance Corporation (FDIC) was named Receiver. As Receiver, the FDIC is charged with winding up the business affairs of the failed financial institution. This includes the disposition of assets and liabilities of the failed financial institution and payment of dividends to approved creditors in order of priority.

The FDIC, as Receiver, has taken all necessary actions to conclude the affairs of the failed financial institution, made all dividend distributions as required by law and the receivership is deemed terminated.

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II.  Press Release

The FDIC has issued a press release (PR-226-2009) about the institution's closure.  If you represent a media outlet and would like information about the closure, please contact Greg Hernandez at 1-202-898-6984.

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III.  Acquiring Financial Institution

All deposit accounts have been transferred to Enterprise Bank & Trust ("assuming institution") and will be available immediately.  On Monday, December 14, 2009, the former Valley Capital Bank, N.A. location will reopen as a branch of Enterprise Bank & Trust.

Your transferred deposits will be separately insured from any accounts you may already have at Enterprise Bank & Trust for six months after the failure of Valley Capital Bank, N.A. Checks that were drawn on Valley Capital Bank, N.A. that did not clear before the institution closed will be honored as long as there are sufficient funds in the account.  For more information on deposit insurance, you may speak to an FDIC representative by calling 1-800-405-8357 or visit EDIE, the FDIC's Electronic Deposit Insurance Estimator.

EDIE - FDIC's Electronic Deposit Insurance Estimator

You may withdraw your funds from any transferred account without an early withdrawal penalty until you enter into a new deposit agreement with Enterprise Bank & Trust as long as the deposits are not pledged as collateral for loans. You may view more information about Enterprise Bank & Trust by visiting their web site.

Enterprise Bank & Trust

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IV.  Priority of Claims

In accordance with Federal law, allowed claims will be paid, after administrative expenses, in the following order of priority:

  1. Depositors
  2. General Unsecured Creditors
  3. Subordinated Debt
  4. Stockholders

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V.  Dividend Information

Dividend History on Valley Capital Bank

Dividend Information on Failed Financial Institutions

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VIII. Receivership Termination

The FDIC as Receiver for Valley Capital Bank, N.A., Mesa, AZ has taken all actions necessary to terminate the Receivership Estate.

The Receiver published a legal notice of intent to terminate the receivership in the Federal Register on June 6, 2016.

The Receiver has made all dividend distributions required by law.

Effective October 1, 2016, the Receivership Estate has been terminated, the Receiver was discharged and the Receivership Estate ceased existence as a legal entity.

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General Disclaimer

Last Updated: October 12, 2016