Skip to main content
U.S. flag
An official website of the United States government
Dot gov
The .gov means it’s official. 
Federal government websites often end in .gov or .mil. Before sharing sensitive information, make sure you’re on a federal government site.
Https
The site is secure. 
The https:// ensures that you are connecting to the official website and that any information you provide is encrypted and transmitted securely.

FDIC Board of Directors Approves Delay of Compliance Date For Certain Provisions in Sign and Advertising Rule

March 3, 2025

WASHINGTON – The Federal Deposit Insurance Corporation (FDIC) Board of Directors today delayed the compliance date of certain provisions under the FDIC’s Sign and Advertising Rule. Specifically, the delay applies to requirements related to the display of the FDIC’s official sign on insured depository institutions’ (IDIs) digital channels, as well as to provisions related to IDIs’ automated teller machines (ATMs) and like devices.

On December 20, 2023, the FDIC adopted a final rule that amended the FDIC’s signage and advertisement requirements for IDIs. Full compliance with these amendments was scheduled to take effect on May 1, 2025. Today’s Board action postpones the compliance date for sections 328.4 and 328.5 of the rule to March 1, 2026. The FDIC plans to use the additional time to propose adjustments to the regulation.

Consistent with Section 18 of the FDI Act, the FDIC will continue to promote proper disclosure of FDIC insurance. However, the new requirements to display the FDIC official digital sign continue to generate questions regarding implementation, and may result in consumer confusion. The remaining provisions in the rule will still take effect on May 1, 2025.

Attachment(s)
Federal Register Notice
Financial Institution Letter
Contact(s)
Media Contact

Last Updated: March 3, 2025