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Financial Institution Letter

Updates to Public Information on Brokered Deposits

Summary:

The Federal Deposit Insurance Corporation (FDIC) has updated the resources available on the FDIC’s Banker Resource Center Brokered Deposits . The website has been updated to include a list of entities for which a Primary Purpose Exception Notice has been submitted. The webpage also includes an updated Question and Answer document addressing questions received on the brokered deposits regulation. Interested parties can sign up to receive alerts when the Brokered Deposits page is updated through the FDIC Subscription Service .

Statement of Applicability: This FIL is applicable to all FDIC-insured institutions.

Highlights:

  • The FDIC’s Brokered Deposits webpage , available on the Banker Resource Center website, includes comprehensive information about the changes made to the brokered deposits regulation and the interest rate restrictions, which became effective on April 1, 2021.

    The Brokered Deposits webpage has been updated to include a list of entities for which a Primary Purpose Exception Notice has been filed with the FDIC, and an updated Question and Answer document to address several questions received.
  • The FDIC has created a dedicated subscription service that allows interested parties to sign up to receive alerts when the Brokered Deposits webpage is updated. Interested parties can subscribe by visiting the FDIC Subscription Service , and selecting “Bank/Regulatory Policy” and then “Brokered Deposits” from the list of subjects.
  • When the question and answer document or other pages on the webpage are updated in the future, the FDIC will notify the public by sending an alert to those who have signed up for the subscription service.

Suggested Distribution:

FDIC-Supervised Institutions

Suggested Routing:

Chief Executive Officer
Chief Financial Officer
Chief Risk Officer

FIL-48-2021
Attachment(s)

Last Updated: July 6, 2021