Bid Summary for Amcore Bank, National Association, Rockford, IL

Amcore Bank, N.A., Rockford, IL
Closing Date: April 23, 2010

Bidder	Deposits All or Insured Only	Whole Bank or Clean P&A	Loss Share or No Loss Share	Asset Discount	Deposit Premium	Linked or Unlinked
Winning: Harris National Association, Chicago, IL	All	Whole Bank	Loss Share	1.95%	0.01%	Unlinked
Cover (second place)- Old National Bank, Evansville, IN	All	Whole Bank	Loss Share	6.98%	0.51%	Unlinked
Other Bid	All	Whole Bank	Loss Share	9.07%	0%	Unlinked
Other Bid	All	Whole Bank	Loss Share	9.50%	0.40%	Unlinked
Other Bid	All	Whole Bank	Loss Share	9.50%	0.40%	Linked
Other Bid	All	Whole Bank	Loss Share	9.50%	0.40%	Linked
Other Bid	All	Whole Bank	Loss Share	9.50%	0.40%	Linked
Other Bid	All	Whole Bank	Loss Share	10.08%	0%	Unlinked
Other Bid	All	Whole Bank	Loss Share	10.09%	0%	Unlinked
Other Bid	All	Whole Bank	Loss Share	10.09%	0%	Linked
Other Bid	All	Whole Bank	Loss Share	11.38%	0%	Unlinked
Other Bid	All	Whole Bank	Loss Share	13.40%	0.40%	Unlinked
Other Bid	All	Whole Bank	Loss Share	13.40%	0.40%	Linked
Other Bid	All	Whole Bank	Loss Share	13.40%	0.40%	Linked
Other Bid	All	Whole Bank	Loss Share	13.40%	0.40%	Linked

FirstMerit Bank, Akron, OH
MB Financial, Chicago, IL
National Bank Holdings, New York, NY

The winning bidder’s acquisition of all the deposits was the least costly resolution compared to a liquidation alternative and the other bids. The liquidation alternative was valued using valuation models to estimate the market value of the assets. The bids for loss share were valued using a discounted cash flow analysis for the loss share portfolio over the life of the loss share agreement.
The Other Bidder Names and the Other Bids are in random order. There is no linkage between bidder names and bids, except in the case of the winning bid and the cover bid.
There are more bids than bidders because one or more bidders submitted more than one bid.
For more information on the bid disclosure policy, see Failed Financial Institution Bid Disclosure Policy.