HH Survey Code Frequencies

2017

gereg : Geographic region

  gereg N % Cumul. N Cumul. %
1 1 12931 17.49 12931 17.49
2 2 14378 19.45 27309 36.95
3 3 28171 38.11 55480 75.06
4 4 18437 24.94 73917 100.00
5 Total 73917 100.00 73917 100.00

gestfips : State

  gestfips N % Cumul. N Cumul. %
1 1 1593 2.1551 1593 2.155
2 2 880 1.1905 2473 3.346
3 4 1215 1.6437 3688 4.989
4 5 1373 1.8575 5061 6.847
5 6 5191 7.0227 10252 13.870
6 8 869 1.1756 11121 15.045
7 9 719 0.9727 11840 16.018
8 10 899 1.2162 12739 17.234
9 11 1689 2.2850 14428 19.519
10 12 3444 4.6593 17872 24.178
11 13 1519 2.0550 19391 26.233
12 15 1053 1.4246 20444 27.658
13 16 1059 1.4327 21503 29.091
14 17 1953 2.6422 23456 31.733
15 18 1137 1.5382 24593 33.271
16 19 789 1.0674 25382 34.339
17 20 937 1.2676 26319 35.606
18 21 950 1.2852 27269 36.891
19 22 1734 2.3459 29003 39.237
20 23 818 1.1066 29821 40.344
21 24 901 1.2189 30722 41.563
22 25 1572 2.1267 32294 43.690
23 26 1637 2.2146 33931 45.904
24 27 917 1.2406 34848 47.145
25 28 1479 2.0009 36327 49.146
26 29 1074 1.4530 37401 50.599
27 30 1565 2.1172 38966 52.716
28 31 962 1.3015 39928 54.017
29 32 901 1.2189 40829 55.236
30 33 1035 1.4002 41864 56.636
31 34 1543 2.0875 43407 58.724
32 35 1326 1.7939 44733 60.518
33 36 3074 4.1587 47807 64.677
34 37 1686 2.2809 49493 66.958
35 38 1244 1.6830 50737 68.641
36 39 1926 2.6056 52663 71.246
37 40 1123 1.5193 53786 72.765
38 41 1081 1.4625 54867 74.228
39 42 2123 2.8721 56990 77.100
40 44 738 0.9984 57728 78.098
41 45 1221 1.6519 58949 79.750
42 46 830 1.1229 59779 80.873
43 47 1487 2.0117 61266 82.885
44 48 4010 5.4250 65276 88.310
45 49 907 1.2271 66183 89.537
46 50 1309 1.7709 67492 91.308
47 51 1304 1.7641 68796 93.072
48 53 1217 1.6464 70013 94.718
49 54 1759 2.3797 71772 97.098
50 55 972 1.3150 72744 98.413
51 56 1173 1.5869 73917 100.000
52 Total 73917 100.0000 73917 100.000

msa13 : MSA

  msa13 N % Cumul. N Cumul. %
1 0 21198 28.67811 21198 28.68
2 10180 50 0.06764 21248 28.75
3 10420 112 0.15152 21360 28.90
4 10580 159 0.21511 21519 29.11
5 10740 564 0.76302 22083 29.88
6 10900 127 0.17181 22210 30.05
7 11100 38 0.05141 22248 30.10
8 11460 70 0.09470 22318 30.19
9 11540 32 0.04329 22350 30.24
10 11700 78 0.10552 22428 30.34
11 12020 29 0.03923 22457 30.38
12 12060 813 1.09988 23270 31.48
13 12100 71 0.09605 23341 31.58
14 12220 85 0.11499 23426 31.69
15 12260 111 0.15017 23537 31.84
16 12420 331 0.44780 23868 32.29
17 12540 105 0.14205 23973 32.43
18 12580 427 0.57767 24400 33.01
19 12620 112 0.15152 24512 33.16
20 12700 71 0.09605 24583 33.26
21 12940 293 0.39639 24876 33.65
22 12980 42 0.05682 24918 33.71
23 13140 73 0.09876 24991 33.81
24 13460 93 0.12582 25084 33.94
25 13740 205 0.27734 25289 34.21
26 13780 85 0.11499 25374 34.33
27 13820 365 0.49380 25739 34.82
28 13980 46 0.06223 25785 34.88
29 14010 35 0.04735 25820 34.93
30 14020 40 0.05411 25860 34.99
31 14260 446 0.60338 26306 35.59
32 14460 1269 1.71679 27575 37.31
33 14500 50 0.06764 27625 37.37
34 14540 49 0.06629 27674 37.44
35 14860 172 0.23269 27846 37.67
36 15180 61 0.08252 27907 37.75
37 15380 189 0.25569 28096 38.01
38 15500 56 0.07576 28152 38.09
39 15540 399 0.53979 28551 38.63
40 15680 39 0.05276 28590 38.68
41 15940 79 0.10688 28669 38.79
42 15980 155 0.20969 28824 39.00
43 16060 28 0.03788 28852 39.03
44 16300 60 0.08117 28912 39.11
45 16540 57 0.07711 28969 39.19
46 16580 61 0.08252 29030 39.27
47 16620 175 0.23675 29205 39.51
48 16700 176 0.23810 29381 39.75
49 16740 397 0.53709 29778 40.29
50 16820 59 0.07982 29837 40.37
51 16860 115 0.15558 29952 40.52
52 16980 1371 1.85478 31323 42.38
53 17020 51 0.06900 31374 42.44
54 17140 347 0.46945 31721 42.91
55 17300 95 0.12852 31816 43.04
56 17420 41 0.05547 31857 43.10
57 17460 342 0.46268 32199 43.56
58 17660 110 0.14882 32309 43.71
59 17780 43 0.05817 32352 43.77
60 17820 103 0.13935 32455 43.91
61 17900 196 0.26516 32651 44.17
62 17980 39 0.05276 32690 44.23
63 18140 348 0.47080 33038 44.70
64 18580 70 0.09470 33108 44.79
65 19100 1009 1.36504 34117 46.16
66 19300 122 0.16505 34239 46.32
67 19340 85 0.11499 34324 46.44
68 19380 133 0.17993 34457 46.62
69 19660 122 0.16505 34579 46.78
70 19740 437 0.59120 35016 47.37
71 19780 158 0.21375 35174 47.59
72 19820 685 0.92672 35859 48.51
73 20100 136 0.18399 35995 48.70
74 20500 97 0.13123 36092 48.83
75 20700 60 0.08117 36152 48.91
76 21140 42 0.05682 36194 48.97
77 21340 110 0.14882 36304 49.11
78 21500 40 0.05411 36344 49.17
79 21660 99 0.13393 36443 49.30
80 21780 47 0.06358 36490 49.37
81 22020 296 0.40045 36786 49.77
82 22140 76 0.10282 36862 49.87
83 22180 69 0.09335 36931 49.96
84 22220 208 0.28140 37139 50.24
85 22420 68 0.09200 37207 50.34
86 22500 30 0.04059 37237 50.38
87 22520 73 0.09876 37310 50.48
88 22660 51 0.06900 37361 50.54
89 22900 84 0.11364 37445 50.66
90 23060 72 0.09741 37517 50.76
91 23420 135 0.18264 37652 50.94
92 23540 59 0.07982 37711 51.02
93 23580 35 0.04735 37746 51.07
94 24020 60 0.08117 37806 51.15
95 24140 42 0.05682 37848 51.20
96 24340 146 0.19752 37994 51.40
97 24540 36 0.04870 38030 51.45
98 24580 48 0.06494 38078 51.51
99 24660 152 0.20564 38230 51.72
100 24780 58 0.07847 38288 51.80
101 24860 208 0.28140 38496 52.08
102 25180 97 0.13123 38593 52.21
103 25260 44 0.05953 38637 52.27
104 25420 85 0.11499 38722 52.39
105 25540 234 0.31657 38956 52.70
106 25860 63 0.08523 39019 52.79
107 25940 67 0.09064 39086 52.88
108 26420 927 1.25411 40013 54.13
109 26580 193 0.26110 40206 54.39
110 26620 141 0.19075 40347 54.58
111 26820 48 0.06494 40395 54.65
112 26900 347 0.46945 40742 55.12
113 26980 34 0.04600 40776 55.16
114 27100 44 0.05953 40820 55.22
115 27140 261 0.35310 41081 55.58
116 27260 237 0.32063 41318 55.90
117 27340 50 0.06764 41368 55.97
118 27500 32 0.04329 41400 56.01
119 27740 74 0.10011 41474 56.11
120 27780 34 0.04600 41508 56.15
121 27980 130 0.17587 41638 56.33
122 28020 62 0.08388 41700 56.41
123 28140 464 0.62773 42164 57.04
124 28420 62 0.08388 42226 57.13
125 28660 63 0.08523 42289 57.21
126 28700 65 0.08794 42354 57.30
127 28940 201 0.27193 42555 57.57
128 29180 179 0.24216 42734 57.81
129 29200 39 0.05276 42773 57.87
130 29340 78 0.10552 42851 57.97
131 29460 104 0.14070 42955 58.11
132 29540 88 0.11905 43043 58.23
133 29620 89 0.12041 43132 58.35
134 29700 25 0.03382 43157 58.39
135 29740 144 0.19481 43301 58.58
136 29820 643 0.86989 43944 59.45
137 30340 51 0.06900 43995 59.52
138 30460 108 0.14611 44103 59.67
139 30780 334 0.45186 44437 60.12
140 30980 57 0.07711 44494 60.19
141 31080 1696 2.29447 46190 62.49
142 31140 252 0.34092 46442 62.83
143 31180 53 0.07170 46495 62.90
144 31420 35 0.04735 46530 62.95
145 31540 100 0.13529 46630 63.08
146 31700 274 0.37069 46904 63.45
147 32580 104 0.14070 47008 63.60
148 32780 73 0.09876 47081 63.69
149 32820 322 0.43562 47403 64.13
150 33100 914 1.23652 48317 65.37
151 33340 237 0.32063 48554 65.69
152 33460 542 0.73325 49096 66.42
153 33660 129 0.17452 49225 66.59
154 33700 64 0.08658 49289 66.68
155 33740 79 0.10688 49368 66.79
156 33780 35 0.04735 49403 66.84
157 33860 111 0.15017 49514 66.99
158 34060 122 0.16505 49636 67.15
159 34580 65 0.08794 49701 67.24
160 34740 45 0.06088 49746 67.30
161 34820 113 0.15287 49859 67.45
162 34940 85 0.11499 49944 67.57
163 34980 380 0.51409 50324 68.08
164 35300 188 0.25434 50512 68.34
165 35380 472 0.63855 50984 68.97
166 35620 3029 4.09784 54013 73.07
167 35660 36 0.04870 54049 73.12
168 35840 158 0.21375 54207 73.33
169 35980 53 0.07170 54260 73.41
170 36100 59 0.07982 54319 73.49
171 36220 35 0.04735 54354 73.53
172 36260 189 0.25569 54543 73.79
173 36420 378 0.51138 54921 74.30
174 36540 393 0.53168 55314 74.83
175 36740 403 0.54521 55717 75.38
176 36780 32 0.04329 55749 75.42
177 37100 103 0.13935 55852 75.56
178 37340 103 0.13935 55955 75.70
179 37460 70 0.09470 56025 75.79
180 37860 75 0.10147 56100 75.90
181 37900 57 0.07711 56157 75.97
182 37980 1363 1.84396 57520 77.82
183 38060 795 1.07553 58315 78.89
184 38220 162 0.21916 58477 79.11
185 38300 422 0.57091 58899 79.68
186 38860 287 0.38827 59186 80.07
187 38900 558 0.75490 59744 80.83
188 38940 74 0.10011 59818 80.93
189 39140 65 0.08794 59883 81.01
190 39300 865 1.17023 60748 82.18
191 39340 134 0.18128 60882 82.37
192 39540 36 0.04870 60918 82.41
193 39580 183 0.24757 61101 82.66
194 39740 55 0.07441 61156 82.74
195 39820 49 0.06629 61205 82.80
196 40060 173 0.23405 61378 83.04
197 40140 569 0.76978 61947 83.81
198 40220 37 0.05006 61984 83.86
199 40380 182 0.24622 62166 84.10
200 40420 53 0.07170 62219 84.17
201 40900 324 0.43833 62543 84.61
202 40980 32 0.04329 62575 84.66
203 41100 52 0.07035 62627 84.73
204 41180 471 0.63720 63098 85.36
205 41420 107 0.14476 63205 85.51
206 41500 51 0.06900 63256 85.58
207 41540 324 0.43833 63580 86.02
208 41620 349 0.47215 63929 86.49
209 41700 337 0.45592 64266 86.94
210 41740 433 0.58579 64699 87.53
211 41860 652 0.88207 65351 88.41
212 41940 265 0.35851 65616 88.77
213 42020 56 0.07576 65672 88.85
214 42100 40 0.05411 65712 88.90
215 42140 102 0.13799 65814 89.04
216 42200 57 0.07711 65871 89.11
217 42220 74 0.10011 65945 89.21
218 42340 52 0.07035 65997 89.29
219 42540 94 0.12717 66091 89.41
220 42660 617 0.83472 66708 90.25
221 43300 43 0.05817 66751 90.31
222 43340 167 0.22593 66918 90.53
223 43620 270 0.36527 67188 90.90
224 43780 44 0.05953 67232 90.96
225 43900 61 0.08252 67293 91.04
226 44060 91 0.12311 67384 91.16
227 44100 48 0.06494 67432 91.23
228 44140 149 0.20158 67581 91.43
229 44180 80 0.10823 67661 91.54
230 44700 84 0.11364 67745 91.65
231 45060 112 0.15152 67857 91.80
232 45220 60 0.08117 67917 91.88
233 45300 533 0.72108 68450 92.60
234 45460 33 0.04464 68483 92.65
235 45780 109 0.14746 68592 92.80
236 45820 58 0.07847 68650 92.87
237 45940 75 0.10147 68725 92.98
238 46060 192 0.25975 68917 93.24
239 46140 273 0.36933 69190 93.60
240 46340 30 0.04059 69220 93.65
241 46520 710 0.96054 69930 94.61
242 46540 49 0.06629 69979 94.67
243 46700 55 0.07441 70034 94.75
244 47220 24 0.03247 70058 94.78
245 47260 263 0.35580 70321 95.14
246 47300 52 0.07035 70373 95.21
247 47380 45 0.06088 70418 95.27
248 47580 20 0.02706 70438 95.29
249 47900 2440 3.30100 72878 98.59
250 47940 56 0.07576 72934 98.67
251 48060 67 0.09064 73001 98.76
252 48140 32 0.04329 73033 98.80
253 48620 215 0.29087 73248 99.09
254 48660 44 0.05953 73292 99.15
255 48700 51 0.06900 73343 99.22
256 49020 39 0.05276 73382 99.28
257 49180 105 0.14205 73487 99.42
258 49340 214 0.28951 73701 99.71
259 49620 64 0.08658 73765 99.79
260 49660 90 0.12176 73855 99.92
261 49740 62 0.08388 73917 100.00
262 Total 73917 100.00000 73917 100.00

msa5yr13 : MSA 5-year (uses February 2013 MSA delineations)

  msa5yr13 N % Cumul. N Cumul. %
1 0 21198 28.67811 21198 28.68
2 10180 50 0.06764 21248 28.75
3 10420 112 0.15152 21360 28.90
4 10580 159 0.21511 21519 29.11
5 10740 564 0.76302 22083 29.88
6 10900 127 0.17181 22210 30.05
7 11100 38 0.05141 22248 30.10
8 11460 70 0.09470 22318 30.19
9 11540 32 0.04329 22350 30.24
10 11700 78 0.10552 22428 30.34
11 12020 29 0.03923 22457 30.38
12 12060 813 1.09988 23270 31.48
13 12100 71 0.09605 23341 31.58
14 12220 85 0.11499 23426 31.69
15 12260 111 0.15017 23537 31.84
16 12420 331 0.44780 23868 32.29
17 12540 105 0.14205 23973 32.43
18 12580 427 0.57767 24400 33.01
19 12620 112 0.15152 24512 33.16
20 12700 71 0.09605 24583 33.26
21 12940 293 0.39639 24876 33.65
22 12980 42 0.05682 24918 33.71
23 13140 73 0.09876 24991 33.81
24 13460 93 0.12582 25084 33.94
25 13740 205 0.27734 25289 34.21
26 13780 85 0.11499 25374 34.33
27 13820 365 0.49380 25739 34.82
28 13980 46 0.06223 25785 34.88
29 14010 35 0.04735 25820 34.93
30 14020 40 0.05411 25860 34.99
31 14260 446 0.60338 26306 35.59
32 14460 1269 1.71679 27575 37.31
33 14500 50 0.06764 27625 37.37
34 14540 49 0.06629 27674 37.44
35 14860 172 0.23269 27846 37.67
36 15180 61 0.08252 27907 37.75
37 15380 189 0.25569 28096 38.01
38 15500 56 0.07576 28152 38.09
39 15540 399 0.53979 28551 38.63
40 15680 39 0.05276 28590 38.68
41 15940 79 0.10688 28669 38.79
42 15980 155 0.20969 28824 39.00
43 16060 28 0.03788 28852 39.03
44 16300 60 0.08117 28912 39.11
45 16540 57 0.07711 28969 39.19
46 16580 61 0.08252 29030 39.27
47 16620 175 0.23675 29205 39.51
48 16700 176 0.23810 29381 39.75
49 16740 397 0.53709 29778 40.29
50 16820 59 0.07982 29837 40.37
51 16860 115 0.15558 29952 40.52
52 16980 1371 1.85478 31323 42.38
53 17020 51 0.06900 31374 42.44
54 17140 347 0.46945 31721 42.91
55 17300 95 0.12852 31816 43.04
56 17420 41 0.05547 31857 43.10
57 17460 342 0.46268 32199 43.56
58 17660 110 0.14882 32309 43.71
59 17780 43 0.05817 32352 43.77
60 17820 103 0.13935 32455 43.91
61 17900 196 0.26516 32651 44.17
62 17980 39 0.05276 32690 44.23
63 18140 348 0.47080 33038 44.70
64 18580 70 0.09470 33108 44.79
65 19100 1009 1.36504 34117 46.16
66 19300 122 0.16505 34239 46.32
67 19340 85 0.11499 34324 46.44
68 19380 133 0.17993 34457 46.62
69 19660 122 0.16505 34579 46.78
70 19740 437 0.59120 35016 47.37
71 19780 158 0.21375 35174 47.59
72 19820 685 0.92672 35859 48.51
73 20100 136 0.18399 35995 48.70
74 20500 97 0.13123 36092 48.83
75 20700 60 0.08117 36152 48.91
76 21140 42 0.05682 36194 48.97
77 21340 110 0.14882 36304 49.11
78 21500 40 0.05411 36344 49.17
79 21660 99 0.13393 36443 49.30
80 21780 47 0.06358 36490 49.37
81 22020 296 0.40045 36786 49.77
82 22140 76 0.10282 36862 49.87
83 22180 69 0.09335 36931 49.96
84 22220 208 0.28140 37139 50.24
85 22420 68 0.09200 37207 50.34
86 22500 30 0.04059 37237 50.38
87 22520 73 0.09876 37310 50.48
88 22660 51 0.06900 37361 50.54
89 22900 84 0.11364 37445 50.66
90 23060 72 0.09741 37517 50.76
91 23420 135 0.18264 37652 50.94
92 23540 59 0.07982 37711 51.02
93 23580 35 0.04735 37746 51.07
94 24020 60 0.08117 37806 51.15
95 24140 42 0.05682 37848 51.20
96 24340 146 0.19752 37994 51.40
97 24540 36 0.04870 38030 51.45
98 24580 48 0.06494 38078 51.51
99 24660 152 0.20564 38230 51.72
100 24780 58 0.07847 38288 51.80
101 24860 208 0.28140 38496 52.08
102 25180 97 0.13123 38593 52.21
103 25260 44 0.05953 38637 52.27
104 25420 85 0.11499 38722 52.39
105 25540 234 0.31657 38956 52.70
106 25860 63 0.08523 39019 52.79
107 25940 67 0.09064 39086 52.88
108 26420 927 1.25411 40013 54.13
109 26580 193 0.26110 40206 54.39
110 26620 141 0.19075 40347 54.58
111 26820 48 0.06494 40395 54.65
112 26900 347 0.46945 40742 55.12
113 26980 34 0.04600 40776 55.16
114 27100 44 0.05953 40820 55.22
115 27140 261 0.35310 41081 55.58
116 27260 237 0.32063 41318 55.90
117 27340 50 0.06764 41368 55.97
118 27500 32 0.04329 41400 56.01
119 27740 74 0.10011 41474 56.11
120 27780 34 0.04600 41508 56.15
121 27980 130 0.17587 41638 56.33
122 28020 62 0.08388 41700 56.41
123 28140 464 0.62773 42164 57.04
124 28420 62 0.08388 42226 57.13
125 28660 63 0.08523 42289 57.21
126 28700 65 0.08794 42354 57.30
127 28940 201 0.27193 42555 57.57
128 29180 179 0.24216 42734 57.81
129 29200 39 0.05276 42773 57.87
130 29340 78 0.10552 42851 57.97
131 29460 104 0.14070 42955 58.11
132 29540 88 0.11905 43043 58.23
133 29620 89 0.12041 43132 58.35
134 29700 25 0.03382 43157 58.39
135 29740 144 0.19481 43301 58.58
136 29820 643 0.86989 43944 59.45
137 30340 51 0.06900 43995 59.52
138 30460 108 0.14611 44103 59.67
139 30780 334 0.45186 44437 60.12
140 30980 57 0.07711 44494 60.19
141 31080 1696 2.29447 46190 62.49
142 31140 252 0.34092 46442 62.83
143 31180 53 0.07170 46495 62.90
144 31420 35 0.04735 46530 62.95
145 31540 100 0.13529 46630 63.08
146 31700 274 0.37069 46904 63.45
147 32580 104 0.14070 47008 63.60
148 32780 73 0.09876 47081 63.69
149 32820 322 0.43562 47403 64.13
150 33100 914 1.23652 48317 65.37
151 33340 237 0.32063 48554 65.69
152 33460 542 0.73325 49096 66.42
153 33660 129 0.17452 49225 66.59
154 33700 64 0.08658 49289 66.68
155 33740 79 0.10688 49368 66.79
156 33780 35 0.04735 49403 66.84
157 33860 111 0.15017 49514 66.99
158 34060 122 0.16505 49636 67.15
159 34580 65 0.08794 49701 67.24
160 34740 45 0.06088 49746 67.30
161 34820 113 0.15287 49859 67.45
162 34940 85 0.11499 49944 67.57
163 34980 380 0.51409 50324 68.08
164 35300 188 0.25434 50512 68.34
165 35380 472 0.63855 50984 68.97
166 35620 3029 4.09784 54013 73.07
167 35660 36 0.04870 54049 73.12
168 35840 158 0.21375 54207 73.33
169 35980 53 0.07170 54260 73.41
170 36100 59 0.07982 54319 73.49
171 36220 35 0.04735 54354 73.53
172 36260 189 0.25569 54543 73.79
173 36420 378 0.51138 54921 74.30
174 36540 393 0.53168 55314 74.83
175 36740 403 0.54521 55717 75.38
176 36780 32 0.04329 55749 75.42
177 37100 103 0.13935 55852 75.56
178 37340 103 0.13935 55955 75.70
179 37460 70 0.09470 56025 75.79
180 37860 75 0.10147 56100 75.90
181 37900 57 0.07711 56157 75.97
182 37980 1363 1.84396 57520 77.82
183 38060 795 1.07553 58315 78.89
184 38220 162 0.21916 58477 79.11
185 38300 422 0.57091 58899 79.68
186 38860 287 0.38827 59186 80.07
187 38900 558 0.75490 59744 80.83
188 38940 74 0.10011 59818 80.93
189 39140 65 0.08794 59883 81.01
190 39300 865 1.17023 60748 82.18
191 39340 134 0.18128 60882 82.37
192 39540 36 0.04870 60918 82.41
193 39580 183 0.24757 61101 82.66
194 39740 55 0.07441 61156 82.74
195 39820 49 0.06629 61205 82.80
196 40060 173 0.23405 61378 83.04
197 40140 569 0.76978 61947 83.81
198 40220 37 0.05006 61984 83.86
199 40380 182 0.24622 62166 84.10
200 40420 53 0.07170 62219 84.17
201 40900 324 0.43833 62543 84.61
202 40980 32 0.04329 62575 84.66
203 41100 52 0.07035 62627 84.73
204 41180 471 0.63720 63098 85.36
205 41420 107 0.14476 63205 85.51
206 41500 51 0.06900 63256 85.58
207 41540 324 0.43833 63580 86.02
208 41620 349 0.47215 63929 86.49
209 41700 337 0.45592 64266 86.94
210 41740 433 0.58579 64699 87.53
211 41860 652 0.88207 65351 88.41
212 41940 265 0.35851 65616 88.77
213 42020 56 0.07576 65672 88.85
214 42100 40 0.05411 65712 88.90
215 42140 102 0.13799 65814 89.04
216 42200 57 0.07711 65871 89.11
217 42220 74 0.10011 65945 89.21
218 42340 52 0.07035 65997 89.29
219 42540 94 0.12717 66091 89.41
220 42660 617 0.83472 66708 90.25
221 43300 43 0.05817 66751 90.31
222 43340 167 0.22593 66918 90.53
223 43620 270 0.36527 67188 90.90
224 43780 44 0.05953 67232 90.96
225 43900 61 0.08252 67293 91.04
226 44060 91 0.12311 67384 91.16
227 44100 48 0.06494 67432 91.23
228 44140 149 0.20158 67581 91.43
229 44180 80 0.10823 67661 91.54
230 44700 84 0.11364 67745 91.65
231 45060 112 0.15152 67857 91.80
232 45220 60 0.08117 67917 91.88
233 45300 533 0.72108 68450 92.60
234 45460 33 0.04464 68483 92.65
235 45780 109 0.14746 68592 92.80
236 45820 58 0.07847 68650 92.87
237 45940 75 0.10147 68725 92.98
238 46060 192 0.25975 68917 93.24
239 46140 273 0.36933 69190 93.60
240 46340 30 0.04059 69220 93.65
241 46520 710 0.96054 69930 94.61
242 46540 49 0.06629 69979 94.67
243 46700 55 0.07441 70034 94.75
244 47220 24 0.03247 70058 94.78
245 47260 263 0.35580 70321 95.14
246 47300 52 0.07035 70373 95.21
247 47380 45 0.06088 70418 95.27
248 47580 20 0.02706 70438 95.29
249 47900 2440 3.30100 72878 98.59
250 47940 56 0.07576 72934 98.67
251 48060 67 0.09064 73001 98.76
252 48140 32 0.04329 73033 98.80
253 48620 215 0.29087 73248 99.09
254 48660 44 0.05953 73292 99.15
255 48700 51 0.06900 73343 99.22
256 49020 39 0.05276 73382 99.28
257 49180 105 0.14205 73487 99.42
258 49340 214 0.28951 73701 99.71
259 49620 64 0.08658 73765 99.79
260 49660 90 0.12176 73855 99.92
261 49740 62 0.08388 73917 100.00
262 Total 73917 100.00000 73917 100.00

msa13chg : MSA boundary change between 2013 and 2015 surveys

  msa13chg N % Cumul. N Cumul. %
1 -1 21198 28.68 21198 28.68
2 1 22563 30.52 43761 59.20
3 2 30156 40.80 73917 100.00
4 Total 73917 100.00 73917 100.00

gtcbsast : Metropolitan status

  gtcbsast N % Cumul. N Cumul. %
1 1 18951 25.64 18951 25.64
2 2 25740 34.82 44691 60.46
3 3 15781 21.35 60472 81.81
4 4 13445 18.19 73917 100.00
5 Total 73917 100.00 73917 100.00

hbankstatv2 : Unbanked and underbanked

  hbankstatv2 N % Cumul. N Cumul. %
1 1 2066 2.795 2066 2.795
2 2 6355 8.597 8421 11.393
3 3 26796 36.251 35217 47.644
4 4 38700 52.356 73917 100.000
5 Total 73917 100.000 73917 100.000

hbankstatv3 : Unbanked and underbanked

  hbankstatv3 N % Cumul. N Cumul. %
1 1 2066 2.795 2066 2.795
2 2 6613 8.947 8679 11.742
3 3 26538 35.902 35217 47.644
4 4 38700 52.356 73917 100.000
5 Total 73917 100.000 73917 100.000

hbaseresp : Base respondent - household

  hbaseresp N % Cumul. N Cumul. %
1 0 21849 29.56 21849 29.56
2 1 52068 70.44 73917 100.00
3 Total 73917 100.00 73917 100.00

hbnkaccm : Most common way to access account

  hbnkaccm N % Cumul. N Cumul. %
1 -1 41171 55.6990 41171 55.70
2 1 8815 11.9255 49986 67.62
3 2 6086 8.2336 56072 75.86
4 3 945 1.2785 57017 77.14
5 4 12066 16.3237 69083 93.46
6 5 4586 6.2043 73669 99.66
7 6 248 0.3355 73917 100.00
8 Total 73917 100.0000 73917 100.00

hbnkaccm1 : Bank account access: Bank teller

  hbnkaccm1 N % Cumul. N Cumul. %
1 -1 41171 55.70 41171 55.70
2 1 24643 33.34 65814 89.04
3 2 8103 10.96 73917 100.00
4 Total 73917 100.00 73917 100.00

hbnkaccm2 : Bank account access: ATM/Kiosk

  hbnkaccm2 N % Cumul. N Cumul. %
1 -1 41171 55.70 41171 55.70
2 1 22998 31.11 64169 86.81
3 2 9748 13.19 73917 100.00
4 Total 73917 100.00 73917 100.00

hbnkaccm3 : Bank account access: Telephone banking

  hbnkaccm3 N % Cumul. N Cumul. %
1 -1 41171 55.70 41171 55.70
2 1 9399 12.72 50570 68.41
3 2 23347 31.59 73917 100.00
4 Total 73917 100.00 73917 100.00

hbnkaccm4 : Bank account access: Online banking

  hbnkaccm4 N % Cumul. N Cumul. %
1 -1 41171 55.70 41171 55.7
2 1 20331 27.51 61502 83.2
3 2 12415 16.80 73917 100.0
4 Total 73917 100.00 73917 100.0

hbnkaccm5 : Bank account access: Mobile banking

  hbnkaccm5 N % Cumul. N Cumul. %
1 -1 41171 55.70 41171 55.70
2 1 12562 16.99 53733 72.69
3 2 20184 27.31 73917 100.00
4 Total 73917 100.00 73917 100.00

hbnkaccm6 : Bank account access: Other

  hbnkaccm6 N % Cumul. N Cumul. %
1 -1 41171 55.6990 41171 55.7
2 1 298 0.4032 41469 56.1
3 2 32448 43.8979 73917 100.0
4 Total 73917 100.0000 73917 100.0

hbnkaccm7 : Bank account access: Did not access in past 12 months

  hbnkaccm7 N % Cumul. N Cumul. %
1 -1 40766 55.1510 40766 55.15
2 1 405 0.5479 41171 55.70
3 2 32746 44.3010 73917 100.00
4 Total 73917 100.0000 73917 100.00

hbnkaccmnbr : Number of banking access methods

  hbnkaccmnbr N % Cumul. N Cumul. %
1 -1 2066 2.795 2066 2.795
2 0 39105 52.904 41171 55.699
3 1 8123 10.989 49294 66.688
4 2 24623 33.312 73917 100.000
5 Total 73917 100.000 73917 100.000

hbnkfutr : Likelihood of opening account

  hbnkfutr N % Cumul. N Cumul. %
1 -1 33151 44.8490 33151 44.85
2 1 174 0.2354 33325 45.08
3 2 323 0.4370 33648 45.52
4 3 342 0.4627 33990 45.98
5 4 1227 1.6600 35217 47.64
6 99 38700 52.3560 73917 100.00
7 Total 73917 100.0000 73917 100.00

hbnknew : Length of bank account ownership

  hbnknew N % Cumul. N Cumul. %
1 -1 2066 2.795 2066 2.795
2 1 1227 1.660 3293 4.455
3 2 31924 43.189 35217 47.644
4 99 38700 52.356 73917 100.000
5 Total 73917 100.000 73917 100.000

hbnkprev : Previously banked

  hbnkprev N % Cumul. N Cumul. %
1 -1 33151 44.849 33151 44.85
2 1 994 1.345 34145 46.19
3 2 1072 1.450 35217 47.64
4 99 38700 52.356 73917 100.00
5 Total 73917 100.000 73917 100.00

hbnkprevly : Previously banked (within last year)

  hbnkprevly N % Cumul. N Cumul. %
1 -1 33151 44.8490 33151 44.85
2 1 197 0.2665 33348 45.12
3 2 797 1.0782 34145 46.19
4 3 1072 1.4503 35217 47.64
5 99 38700 52.3560 73917 100.00
6 Total 73917 100.0000 73917 100.00

hbnktyp : Bank account type

  hbnktyp N % Cumul. N Cumul. %
1 1 2066 2.7950 2066 2.795
2 2 25259 34.1721 27325 36.967
3 3 588 0.7955 27913 37.763
4 4 7222 9.7704 35135 47.533
5 99 38782 52.4670 73917 100.000
6 Total 73917 100.0000 73917 100.000

hbnktypc : Bank account type, banked households

  hbnktypc N % Cumul. N Cumul. %
1 -1 40848 55.2620 40848 55.26
2 2 25259 34.1721 66107 89.43
3 3 588 0.7955 66695 90.23
4 4 7222 9.7704 73917 100.00
5 Total 73917 100.0000 73917 100.00

hhaschk : Checking account ownership

  hhaschk N % Cumul. N Cumul. %
1 1 32493 43.9588 32493 43.96
2 2 41354 55.9465 73847 99.91
3 99 70 0.0947 73917 100.00
4 Total 73917 100.0000 73917 100.00

hhassav : Savings account ownership

  hhassav N % Cumul. N Cumul. %
1 1 25849 34.9703 25849 34.97
2 2 47988 64.9215 73837 99.89
3 99 80 0.1082 73917 100.00
4 Total 73917 100.0000 73917 100.00

hhfamtyp : Household family type

  hhfamtyp N % Cumul. N Cumul. %
1 1 33662 64.6501 33662 64.65
2 2 18300 35.1463 51962 99.80
3 3 106 0.2036 52068 100.00
4 Total 52068 100.0000 52068 100.00

hhincome : Family income

  hhincome N % Cumul. N Cumul. %
1 1 6620 8.956 6620 8.956
2 2 8127 10.995 14747 19.951
3 3 10295 13.928 25042 33.879
4 4 9689 13.108 34731 46.986
5 5 17337 23.455 52068 70.441
6 99 21849 29.559 73917 100.000
7 Total 73917 100.000 73917 100.000

hhincome2 : Family income (excludes imputed values)

  hhincome2 N % Cumul. N Cumul. %
1 1 5054 6.837 5054 6.837
2 2 6164 8.339 11218 15.176
3 3 7943 10.746 19161 25.922
4 4 7484 10.125 26645 36.047
5 5 13972 18.902 40617 54.949
6 99 33300 45.051 73917 100.000
7 Total 73917 100.000 73917 100.000

hhtenure : Homeownership

  hhtenure N % Cumul. N Cumul. %
1 1 36479 49.35 36479 49.35
2 2 37438 50.65 73917 100.00
3 Total 73917 100.00 73917 100.00

hhtype : Household type

  hhtype N % Cumul. N Cumul. %
1 1 25239 34.145 25239 34.15
2 2 5909 7.994 31148 42.14
3 3 2514 3.401 33662 45.54
4 4 9819 13.284 43481 58.82
5 5 8481 11.474 51962 70.30
6 6 21955 29.702 73917 100.00
7 Total 73917 100.000 73917 100.00

hhtypev2 : Household type (more detail)

  hhtypev2 N % Cumul. N Cumul. %
1 1 25239 34.1451 25239 34.15
2 2 1961 2.6530 27200 36.80
3 3 3948 5.3411 31148 42.14
4 4 426 0.5763 31574 42.72
5 5 2088 2.8248 33662 45.54
6 6 9819 13.2838 43481 58.82
7 7 8481 11.4737 51962 70.30
8 8 21955 29.7022 73917 100.00
9 Total 73917 100.0000 73917 100.00

hmphone : Mobile phone

  hmphone N % Cumul. N Cumul. %
1 -1 38700 52.36 38700 52.36
2 1 32216 43.58 70916 95.94
3 2 3001 4.06 73917 100.00
4 Total 73917 100.00 73917 100.00

hsmphone : Smartphone

  hsmphone N % Cumul. N Cumul. %
1 1 27226 36.833 27226 36.83
2 2 4990 6.751 32216 43.58
3 3 3001 4.060 35217 47.64
4 99 38700 52.356 73917 100.00
5 Total 73917 100.000 73917 100.00

hsupresp : Supplement respondent - household

  hsupresp N % Cumul. N Cumul. %
1 0 38700 52.36 38700 52.36
2 1 35217 47.64 73917 100.00
3 Total 73917 100.00 73917 100.00

hunbnk : Unbanked

  hunbnk N % Cumul. N Cumul. %
1 1 2066 2.795 2066 2.795
2 2 33151 44.849 35217 47.644
3 99 38700 52.356 73917 100.000
4 Total 73917 100.000 73917 100.000

huse2afsc : Nonbank credit product use, past 12 months

  huse2afsc N % Cumul. N Cumul. %
1 1 2197 2.972 2197 2.972
2 2 33020 44.672 35217 47.644
3 99 38700 52.356 73917 100.000
4 Total 73917 100.000 73917 100.000

huse2afsnbr : Number of nonbank transaction and credit products used, past 12 months

  huse2afsnbr N % Cumul. N Cumul. %
1 0 27704 37.4799 27704 37.48
2 1 5384 7.2838 33088 44.76
3 2 1580 2.1375 34668 46.90
4 3 549 0.7427 35217 47.64
5 99 38700 52.3560 73917 100.00
6 Total 73917 100.0000 73917 100.00

huse2afstv1 : Nonbank transaction product use, past 12 months

  huse2afstv1 N % Cumul. N Cumul. %
1 1 5757 7.788 5757 7.788
2 2 29460 39.856 35217 47.644
3 99 38700 52.356 73917 100.000
4 Total 73917 100.000 73917 100.000

huse2afstype : Type of nonbank transaction and credit products used, past 12 months

  huse2afstype N % Cumul. N Cumul. %
1 1 5316 7.192 5316 7.192
2 2 1040 1.407 6356 8.599
3 3 1157 1.565 7513 10.164
4 4 27704 37.480 35217 47.644
5 99 38700 52.356 73917 100.000
6 Total 73917 100.000 73917 100.000

huse2afsv2 : Nonbank transaction and credit product use, past 12 months

  huse2afsv2 N % Cumul. N Cumul. %
1 1 7513 10.16 7513 10.16
2 2 27704 37.48 35217 47.64
3 99 38700 52.36 73917 100.00
4 Total 73917 100.00 73917 100.00

pagegrp : Age group

  pagegrp N % Cumul. N Cumul. %
1 1 2257 4.335 2257 4.335
2 2 7739 14.863 9996 19.198
3 3 8594 16.505 18590 35.703
4 4 9167 17.606 27757 53.309
5 5 10140 19.475 37897 72.784
6 6 14171 27.216 52068 100.000
7 Total 52068 100.000 52068 100.000

pdisabl_age25to64 : Disability status

  pdisabl_age25to64 N % Cumul. N Cumul. %
1 1 4574 6.188 4574 6.188
2 2 31066 42.028 35640 48.216
3 99 38277 51.784 73917 100.000
4 Total 73917 100.000 73917 100.000

peducgrp : Education

  peducgrp N % Cumul. N Cumul. %
1 1 26852 36.33 26852 36.33
2 2 14410 19.49 41262 55.82
3 3 14943 20.22 56205 76.04
4 4 17712 23.96 73917 100.00
5 Total 73917 100.00 73917 100.00

pempstat : Employment status

  pempstat N % Cumul. N Cumul. %
1 1 31258 42.288 31258 42.29
2 2 1120 1.515 32378 43.80
3 3 19690 26.638 52068 70.44
4 4 21849 29.559 73917 100.00
5 Total 73917 100.000 73917 100.00

pnativ : Citizenship and place of birth

  pnativ N % Cumul. N Cumul. %
1 1 45712 87.793 45712 87.79
2 2 3327 6.390 49039 94.18
3 3 3029 5.817 52068 100.00
4 Total 52068 100.000 52068 100.00

pnativ2 : Citizenship and place of birth (less detail)

  pnativ2 N % Cumul. N Cumul. %
1 1 45712 61.84 45712 61.84
2 2 28205 38.16 73917 100.00
3 Total 73917 100.00 73917 100.00

praceeth : Race/Ethnicity (previous definition)

  praceeth N % Cumul. N Cumul. %
1 1 6012 8.1334 6012 8.133
2 2 5378 7.2757 11390 15.409
3 3 2324 3.1441 13714 18.553
4 4 828 1.1202 14542 19.673
5 5 203 0.2746 14745 19.948
6 6 37321 50.4904 52066 70.438
7 7 21851 29.5615 73917 100.000
8 Total 73917 100.0000 73917 100.000

praceeth2 : Race/Ethnicity (previous definition, less detail)

  praceeth2 N % Cumul. N Cumul. %
1 1 6012 8.133 6012 8.133
2 2 5378 7.276 11390 15.409
3 3 2324 3.144 13714 18.553
4 4 37321 50.490 51035 69.044
5 5 22882 30.956 73917 100.000
6 Total 73917 100.000 73917 100.000

hbnktransv2 : Transitions in bank account ownership

  hbnktransv2 N % Cumul. N Cumul. %
1 1 1869 5.3071 1869 5.307
2 2 197 0.5594 2066 5.866
3 3 1227 3.4841 3293 9.351
4 4 31924 90.6494 35217 100.000
5 Total 35217 100.0000 35217 100.000

hbranchstat : Bank account access: Use of bank teller and other methods

  hbranchstat N % Cumul. N Cumul. %
1 -1 41171 55.699 41171 55.70
2 1 4503 6.092 45674 61.79
3 2 20140 27.247 65814 89.04
4 3 8103 10.962 73917 100.00
5 Total 73917 100.000 73917 100.00

hbranchatmstat : Bank account access: Use of physical channels and other methods

  hbranchatmstat N % Cumul. N Cumul. %
1 -1 41171 55.699 41171 55.70
2 1 8973 12.139 50144 67.84
3 2 20904 28.280 71048 96.12
4 3 2869 3.881 73917 100.00
5 Total 73917 100.000 73917 100.00

hunbnkr1v3 : Why unbanked: Inconvenient hours

  hunbnkr1v3 N % Cumul. N Cumul. %
1 -1 71851 97.2050 71851 97.20
2 1 196 0.2652 72047 97.47
3 2 1870 2.5299 73917 100.00
4 Total 73917 100.0000 73917 100.00

hunbnkr2v3 : Why unbanked: Inconvenient locations

  hunbnkr2v3 N % Cumul. N Cumul. %
1 -1 71851 97.2050 71851 97.20
2 1 203 0.2746 72054 97.48
3 2 1863 2.5204 73917 100.00
4 Total 73917 100.0000 73917 100.00

hunbnkr3v3 : Why unbanked: Account fees too high

  hunbnkr3v3 N % Cumul. N Cumul. %
1 -1 71851 97.2050 71851 97.20
2 1 532 0.7197 72383 97.92
3 2 1534 2.0753 73917 100.00
4 Total 73917 100.0000 73917 100.00

hunbnkr4v3 : Why unbanked: Account fees unpredictable

  hunbnkr4v3 N % Cumul. N Cumul. %
1 -1 71851 97.2050 71851 97.20
2 1 432 0.5844 72283 97.79
3 2 1634 2.2106 73917 100.00
4 Total 73917 100.0000 73917 100.00

hunbnkr5v3 : Why unbanked: Banks do not offer needed products or services

  hunbnkr5v3 N % Cumul. N Cumul. %
1 -1 71851 97.2050 71851 97.20
2 1 286 0.3869 72137 97.59
3 2 1780 2.4081 73917 100.00
4 Total 73917 100.0000 73917 100.00

hunbnkr6v3 : Why unbanked: Do not trust banks

  hunbnkr6v3 N % Cumul. N Cumul. %
1 -1 71851 97.2050 71851 97.20
2 1 641 0.8672 72492 98.07
3 2 1425 1.9278 73917 100.00
4 Total 73917 100.0000 73917 100.00

hunbnkr7v3 : Why unbanked: Do not have enough money to keep in account

  hunbnkr7v3 N % Cumul. N Cumul. %
1 -1 71851 97.205 71851 97.20
2 1 1195 1.617 73046 98.82
3 2 871 1.178 73917 100.00
4 Total 73917 100.000 73917 100.00

hunbnkr8v3 : Why unbanked: Avoiding bank gives more privacy

  hunbnkr8v3 N % Cumul. N Cumul. %
1 -1 71851 97.205 71851 97.20
2 1 615 0.832 72466 98.04
3 2 1451 1.963 73917 100.00
4 Total 73917 100.000 73917 100.00

hunbnkr9v3 : Why unbanked: ID, credit, or former bank account problems

  hunbnkr9v3 N % Cumul. N Cumul. %
1 -1 71851 97.2050 71851 97.20
2 1 282 0.3815 72133 97.59
3 2 1784 2.4135 73917 100.00
4 Total 73917 100.0000 73917 100.00

hunbnkr10v3 : Why unbanked: Other reason

  hunbnkr10v3 N % Cumul. N Cumul. %
1 -1 71851 97.2050 71851 97.20
2 1 350 0.4735 72201 97.68
3 2 1716 2.3215 73917 100.00
4 Total 73917 100.0000 73917 100.00

hunbnkrmv3 : Main reason unbanked

  hunbnkrmv3 N % Cumul. N Cumul. %
1 -1 71851 97.20497 71851 97.20
2 1 88 0.11905 71939 97.32
3 2 47 0.06358 71986 97.39
4 3 169 0.22863 72155 97.62
5 4 28 0.03788 72183 97.65
6 5 34 0.04600 72217 97.70
7 6 258 0.34904 72475 98.05
8 7 806 1.09041 73281 99.14
9 8 62 0.08388 73343 99.22
10 9 88 0.11905 73431 99.34
11 10 282 0.38151 73713 99.72
12 98 204 0.27599 73917 100.00
13 Total 73917 100.00000 73917 100.00

huse12pp : Used prepaid card in past 12 months

  huse12pp N % Cumul. N Cumul. %
1 -1 38700 52.356 38700 52.36
2 1 3313 4.482 42013 56.84
3 2 31904 43.162 73917 100.00
4 Total 73917 100.000 73917 100.00

hppwhere1 : Prepaid card, where from: Bank location or bank website

  hppwhere1 N % Cumul. N Cumul. %
1 -1 70604 95.5179 70604 95.52
2 1 451 0.6101 71055 96.13
3 2 2862 3.8719 73917 100.00
4 Total 73917 100.0000 73917 100.00

hppwhere2 : Prepaid card, where from: Store or website that is not a bank

  hppwhere2 N % Cumul. N Cumul. %
1 -1 70604 95.518 70604 95.52
2 1 1490 2.016 72094 97.53
3 2 1823 2.466 73917 100.00
4 Total 73917 100.000 73917 100.00

hppwhere3 : Prepaid card, where from: Government agency

  hppwhere3 N % Cumul. N Cumul. %
1 -1 70604 95.5179 70604 95.52
2 1 522 0.7062 71126 96.22
3 2 2791 3.7759 73917 100.00
4 Total 73917 100.0000 73917 100.00

hppwhere4 : Prepaid card, where from: Employer payroll card

  hppwhere4 N % Cumul. N Cumul. %
1 -1 70604 95.5179 70604 95.52
2 1 298 0.4032 70902 95.92
3 2 3015 4.0789 73917 100.00
4 Total 73917 100.0000 73917 100.00

hppwhere5 : Prepaid card, where from: Family or friends

  hppwhere5 N % Cumul. N Cumul. %
1 -1 70604 95.5179 70604 95.52
2 1 488 0.6602 71092 96.18
3 2 2825 3.8219 73917 100.00
4 Total 73917 100.0000 73917 100.00

hppwhere6 : Prepaid card, where from: Other

  hppwhere6 N % Cumul. N Cumul. %
1 -1 70604 95.518 70604 95.52
2 1 289 0.391 70893 95.91
3 2 3024 4.091 73917 100.00
4 Total 73917 100.000 73917 100.00

hppwhere99 : Prepaid card, where from: Unknown

  hppwhere99 N % Cumul. N Cumul. %
1 -1 70604 95.518 70604 95.52
2 2 3313 4.482 73917 100.00
3 Total 73917 100.000 73917 100.00

hppgovrsn1 : Prepaid card from government: To receive social security or disability benefits

  hppgovrsn1 N % Cumul. N Cumul. %
1 -1 73395 99.2938 73395 99.29
2 1 246 0.3328 73641 99.63
3 2 276 0.3734 73917 100.00
4 Total 73917 100.0000 73917 100.00

hppgovrsn2 : Prepaid card from government: To receive unemployment benefits

  hppgovrsn2 N % Cumul. N Cumul. %
1 -1 73395 99.2938 73395 99.29
2 1 53 0.0717 73448 99.37
3 2 469 0.6345 73917 100.00
4 Total 73917 100.0000 73917 100.00

hppgovrsn3 : Prepaid card from government: To receive food or child care benefits

  hppgovrsn3 N % Cumul. N Cumul. %
1 -1 73395 99.2938 73395 99.29
2 1 190 0.2570 73585 99.55
3 2 332 0.4492 73917 100.00
4 Total 73917 100.0000 73917 100.00

hppgovrsn4 : Prepaid card from government: Other

  hppgovrsn4 N % Cumul. N Cumul. %
1 -1 73395 99.2938 73395 99.29
2 1 100 0.1353 73495 99.43
3 2 422 0.5709 73917 100.00
4 Total 73917 100.0000 73917 100.00

huse12cc : Used nonbank check cashing in past 12 months

  huse12cc N % Cumul. N Cumul. %
1 -1 38700 52.356 38700 52.36
2 1 2164 2.928 40864 55.28
3 2 33053 44.716 73917 100.00
4 Total 73917 100.000 73917 100.00

huse12mo : Used nonbank money order in past 12 months

  huse12mo N % Cumul. N Cumul. %
1 -1 38700 52.356 38700 52.36
2 1 4607 6.233 43307 58.59
3 2 30610 41.411 73917 100.00
4 Total 73917 100.000 73917 100.00

huse12pdl : Used payday loan in past 12 months

  huse12pdl N % Cumul. N Cumul. %
1 -1 38700 52.3560 38700 52.36
2 1 614 0.8307 39314 53.19
3 2 34603 46.8133 73917 100.00
4 Total 73917 100.0000 73917 100.00

huse12pwn : Used pawn shop loan in past 12 months

  huse12pwn N % Cumul. N Cumul. %
1 -1 38700 52.3560 38700 52.36
2 1 534 0.7224 39234 53.08
3 2 34683 46.9215 73917 100.00
4 Total 73917 100.0000 73917 100.00

huse12ral : Used refund anticipation loan in past 12 months

  huse12ral N % Cumul. N Cumul. %
1 -1 38700 52.356 38700 52.36
2 1 851 1.151 39551 53.51
3 2 34366 46.493 73917 100.00
4 Total 73917 100.000 73917 100.00

huse12rto : Used rent-to-own service in past 12 months

  huse12rto N % Cumul. N Cumul. %
1 -1 38700 52.356 38700 52.36
2 1 564 0.763 39264 53.12
3 2 34653 46.881 73917 100.00
4 Total 73917 100.000 73917 100.00

huse12atl : Used auto title loan in past 12 months

  huse12atl N % Cumul. N Cumul. %
1 -1 38700 52.3560 38700 52.36
2 1 507 0.6859 39207 53.04
3 2 34710 46.9581 73917 100.00
4 Total 73917 100.0000 73917 100.00

huse12rmany : Used any international remittance (bank or nonbank) in past 12 months

  huse12rmany N % Cumul. N Cumul. %
1 -1 38700 52.36 38700 52.36
2 1 1796 2.43 40496 54.79
3 2 33421 45.21 73917 100.00
4 Total 73917 100.00 73917 100.00

huse12rmbnk : Used international remittance through bank in past 12 months

  huse12rmbnk N % Cumul. N Cumul. %
1 1 568 0.7684 568 0.7684
2 2 34649 46.8755 35217 47.6440
3 99 38700 52.3560 73917 100.0000
4 Total 73917 100.0000 73917 100.0000

huse12rm : Used international remittance through nonbank in past 12 months

  huse12rm N % Cumul. N Cumul. %
1 1 1010 1.366 1010 1.366
2 2 34207 46.278 35217 47.644
3 99 38700 52.356 73917 100.000
4 Total 73917 100.000 73917 100.000

huse12rmtype : International remittance: Types sent in past 12 months

  huse12rmtype N % Cumul. N Cumul. %
1 1 974 1.3177 974 1.318
2 2 36 0.0487 1010 1.366
3 3 532 0.7197 1542 2.086
4 4 254 0.3436 1796 2.430
5 5 33421 45.2142 35217 47.644
6 6 38700 52.3560 73917 100.000
7 Total 73917 100.0000 73917 100.000

htypincchkmo : Typical income: Paper check or money order

  htypincchkmo N % Cumul. N Cumul. %
1 -1 38861 52.57 38861 52.57
2 1 9514 12.87 48375 65.45
3 2 25542 34.55 73917 100.00
4 Total 73917 100.00 73917 100.00

htypincddbnk : Typical income: Direct deposit or electronic transfer into bank account

  htypincddbnk N % Cumul. N Cumul. %
1 -1 38861 52.574 38861 52.57
2 1 29551 39.979 68412 92.55
3 2 5505 7.448 73917 100.00
4 Total 73917 100.000 73917 100.00

htypincddpp : Typical income: Direct deposit or electronic transfer onto prepaid card

  htypincddpp N % Cumul. N Cumul. %
1 -1 161 0.4572 161 0.4572
2 1 1098 3.1178 1259 3.5750
3 2 33958 96.4250 35217 100.0000
4 Total 35217 100.0000 35217 100.0000

htypinccash : Typical income: Cash

  htypinccash N % Cumul. N Cumul. %
1 -1 38861 52.574 38861 52.57
2 1 2524 3.415 41385 55.99
3 2 32532 44.012 73917 100.00
4 Total 73917 100.000 73917 100.00

htypincoth : Typical income: Other

  htypincoth N % Cumul. N Cumul. %
1 -1 161 0.4572 161 0.4572
2 1 633 1.7974 794 2.2546
3 2 34423 97.7454 35217 100.0000
4 Total 35217 100.0000 35217 100.0000

htypinccc : Typical income: Used nonbank check casher

  htypinccc N % Cumul. N Cumul. %
1 -1 38861 52.5738 38861 52.57
2 1 579 0.7833 39440 53.36
3 2 34477 46.6429 73917 100.00
4 Total 73917 100.0000 73917 100.00

htypincnone : Typical income: None selected

  htypincnone N % Cumul. N Cumul. %
1 -1 300 0.4059 300 0.4059
2 1 40313 54.5382 40613 54.9441
3 2 33304 45.0559 73917 100.0000
4 Total 73917 100.0000 73917 100.0000

htypincbnka : Typical income: Any bank method

  htypincbnka N % Cumul. N Cumul. %
1 -1 300 0.4059 300 0.4059
2 1 31644 42.8102 31944 43.2160
3 2 41973 56.7840 73917 100.0000
4 Total 73917 100.0000 73917 100.0000

htypincbnko : Typical income: Only bank methods

  htypincbnko N % Cumul. N Cumul. %
1 -1 300 0.4059 300 0.4059
2 1 28660 38.7732 28960 39.1791
3 2 44957 60.8209 73917 100.0000
4 Total 73917 100.0000 73917 100.0000

htyppaycash : Typical billpay: Cash

  htyppaycash N % Cumul. N Cumul. %
1 -1 38881 52.601 38881 52.60
2 1 5454 7.379 44335 59.98
3 2 29582 40.021 73917 100.00
4 Total 73917 100.000 73917 100.00

htyppaybnkchk : Typical billpay: Personal check

  htyppaybnkchk N % Cumul. N Cumul. %
1 -1 38881 52.60 38881 52.60
2 1 21778 29.46 60659 82.06
3 2 13258 17.94 73917 100.00
4 Total 73917 100.00 73917 100.00

htyppaybnkdc : Typical billpay: Debit card

  htyppaybnkdc N % Cumul. N Cumul. %
1 -1 38881 52.60 38881 52.60
2 1 15699 21.24 54580 73.84
3 2 19337 26.16 73917 100.00
4 Total 73917 100.00 73917 100.00

htyppaycc : Typical billpay: Credit card

  htyppaycc N % Cumul. N Cumul. %
1 -1 38881 52.60 38881 52.60
2 1 8328 11.27 47209 63.87
3 2 26708 36.13 73917 100.00
4 Total 73917 100.00 73917 100.00

htyppaypp : Typical billpay: Prepaid card

  htyppaypp N % Cumul. N Cumul. %
1 -1 38881 52.601 38881 52.60
2 1 763 1.032 39644 53.63
3 2 34273 46.367 73917 100.00
4 Total 73917 100.000 73917 100.00

htyppaybnkbp : Typical billpay: Electronic payment from bank account

  htyppaybnkbp N % Cumul. N Cumul. %
1 -1 38881 52.60 38881 52.60
2 1 23018 31.14 61899 83.74
3 2 12018 16.26 73917 100.00
4 Total 73917 100.00 73917 100.00

htyppaynbnkmo : Typical billpay: Nonbank money order

  htyppaynbnkmo N % Cumul. N Cumul. %
1 -1 38881 52.601 38881 52.60
2 1 2100 2.841 40981 55.44
3 2 32936 44.558 73917 100.00
4 Total 73917 100.000 73917 100.00

htyppaybnkmo : Typical billpay: Bank money order or cashiers check

  htyppaybnkmo N % Cumul. N Cumul. %
1 -1 38881 52.601 38881 52.60
2 1 1823 2.466 40704 55.07
3 2 33213 44.933 73917 100.00
4 Total 73917 100.000 73917 100.00

htyppayoth : Typical billpay: Other

  htyppayoth N % Cumul. N Cumul. %
1 -1 38881 52.6009 38881 52.60
2 1 455 0.6156 39336 53.22
3 2 34581 46.7836 73917 100.00
4 Total 73917 100.0000 73917 100.00

htyppaynone : Typical billpay: None selected

  htyppaynone N % Cumul. N Cumul. %
1 -1 300 0.4059 300 0.4059
2 1 39462 53.3869 39762 53.7928
3 2 34155 46.2072 73917 100.0000
4 Total 73917 100.0000 73917 100.0000

htyppaybnka : Typical billpay: Any bank method

  htyppaybnka N % Cumul. N Cumul. %
1 -1 300 0.4059 300 0.4059
2 1 32135 43.4744 32435 43.8803
3 2 41482 56.1197 73917 100.0000
4 Total 73917 100.0000 73917 100.0000

htyppaybnko : Typical billpay: Only bank methods

  htyppaybnko N % Cumul. N Cumul. %
1 -1 300 0.4059 300 0.4059
2 1 27001 36.5288 27301 36.9347
3 2 46616 63.0653 73917 100.0000
4 Total 73917 100.0000 73917 100.0000

htypbnko : Typical billpay and income receipt: Only bank methods

  htypbnko N % Cumul. N Cumul. %
1 -1 2247 3.04 2247 3.04
2 1 24054 32.54 26301 35.58
3 2 47616 64.42 73917 100.00
4 Total 73917 100.00 73917 100.00

htypbnkoafsc : Underbanked households: use of banks to pay bills and receive income in a typical month, and use of nonbank credit in past 12 months

  htypbnkoafsc N % Cumul. N Cumul. %
1 -1 67485 91.298 67485 91.30
2 1 2136 2.890 69621 94.19
3 2 1112 1.504 70733 95.69
4 3 2140 2.895 72873 98.59
5 4 1044 1.412 73917 100.00
6 Total 73917 100.000 73917 100.00

hcred12cc : Had Visa, MasterCard, American Express, or Discover credit card in past 12 months

  hcred12cc N % Cumul. N Cumul. %
1 -1 38700 52.36 38700 52.36
2 1 24258 32.82 62958 85.17
3 2 10959 14.83 73917 100.00
4 Total 73917 100.00 73917 100.00

hcred12bnkv2 : Had other personal loans or lines of credit from bank in past 12 months

  hcred12bnkv2 N % Cumul. N Cumul. %
1 -1 38700 52.356 38700 52.36
2 1 2557 3.459 41257 55.82
3 2 32660 44.185 73917 100.00
4 Total 73917 100.000 73917 100.00

hcred12newapp : Applied for credit card or personal loan or line of credit from bank in past 12 months

  hcred12newapp N % Cumul. N Cumul. %
1 -1 38700 52.356 38700 52.36
2 1 4713 6.376 43413 58.73
3 2 30504 41.268 73917 100.00
4 Total 73917 100.000 73917 100.00

hcred12denied : Applied for credit card or personal loan or line of credit from bank in past 12 months and was denied or not given as much credit as requested

  hcred12denied N % Cumul. N Cumul. %
1 -1 38700 52.356 38700 52.36
2 1 885 1.197 39585 53.55
3 2 34332 46.447 73917 100.00
4 Total 73917 100.000 73917 100.00

hcred12deniedc : Denied or not given as much credit as requested, among households that had applied for credit card or personal loan or line of credit from bank in past 12 months

  hcred12deniedc N % Cumul. N Cumul. %
1 -1 69204 93.624 69204 93.62
2 1 885 1.197 70089 94.82
3 2 3828 5.179 73917 100.00
4 Total 73917 100.000 73917 100.00

hcred12discour : Did not apply for credit card or personal loan or line of credit from bank in past 12 months because of concerns about being turned down

  hcred12discour N % Cumul. N Cumul. %
1 -1 38700 52.356 38700 52.36
2 1 1756 2.376 40456 54.73
3 2 33461 45.268 73917 100.00
4 Total 73917 100.000 73917 100.00

hsav12 : Saved for unexpected expenses or emergencies in past 12 months

  hsav12 N % Cumul. N Cumul. %
1 -1 38700 52.36 38700 52.36
2 1 20439 27.65 59139 80.01
3 2 14778 19.99 73917 100.00
4 Total 73917 100.00 73917 100.00

hsav12typ1 : Saved: Kept savings in checking account

  hsav12typ1 N % Cumul. N Cumul. %
1 -1 53478 72.349 53478 72.35
2 1 4941 6.685 58419 79.03
3 2 15498 20.967 73917 100.00
4 Total 73917 100.000 73917 100.00

hsav12typ2 : Saved: Kept savings in savings account

  hsav12typ2 N % Cumul. N Cumul. %
1 -1 53478 72.349 53478 72.35
2 1 14903 20.162 68381 92.51
3 2 5536 7.489 73917 100.00
4 Total 73917 100.000 73917 100.00

hsav12typ3 : Saved: Kept savings on prepaid card

  hsav12typ3 N % Cumul. N Cumul. %
1 -1 53478 72.3487 53478 72.35
2 1 70 0.0947 53548 72.44
3 2 20369 27.5566 73917 100.00
4 Total 73917 100.0000 73917 100.00

hsav12typ4 : Saved: Kept savings in other accounts

  hsav12typ4 N % Cumul. N Cumul. %
1 -1 53478 72.349 53478 72.35
2 1 1962 2.654 55440 75.00
3 2 18477 24.997 73917 100.00
4 Total 73917 100.000 73917 100.00

hsav12typ5 : Saved: Kept savings in home, or with family or friends

  hsav12typ5 N % Cumul. N Cumul. %
1 -1 53478 72.349 53478 72.35
2 1 2158 2.919 55636 75.27
3 2 18281 24.732 73917 100.00
4 Total 73917 100.000 73917 100.00

hsav12typ6 : Saved: Bought something with intent to pawn or sell later

  hsav12typ6 N % Cumul. N Cumul. %
1 -1 53478 72.3487 53478 72.35
2 1 36 0.0487 53514 72.40
3 2 20403 27.6026 73917 100.00
4 Total 73917 100.0000 73917 100.00

hsav12typ7 : Saved: Other method

  hsav12typ7 N % Cumul. N Cumul. %
1 -1 53478 72.3487 53478 72.35
2 1 526 0.7116 54004 73.06
3 2 19913 26.9397 73917 100.00
4 Total 73917 100.0000 73917 100.00

hsav12typ99 : Saved: Unknown method

  hsav12typ99 N % Cumul. N Cumul. %
1 -1 14778 41.96 14778 41.96
2 2 20439 58.04 35217 100.00
3 Total 35217 100.00 35217 100.00

hincvol : Monthly income volatility

  hincvol N % Cumul. N Cumul. %
1 -1 38700 52.356 38700 52.36
2 1 27637 37.389 66337 89.75
3 2 6092 8.242 72429 97.99
4 3 1488 2.013 73917 100.00
5 Total 73917 100.000 73917 100.00

hincvolv2 : Monthly income volatility (less detail)

  hincvolv2 N % Cumul. N Cumul. %
1 -1 38700 52.36 38700 52.36
2 1 27637 37.39 66337 89.75
3 2 7580 10.25 73917 100.00
4 Total 73917 100.00 73917 100.00

hbilldq : Fell behind on bills in past 12 months

  hbilldq N % Cumul. N Cumul. %
1 -1 38700 52.356 38700 52.36
2 1 4882 6.605 43582 58.96
3 2 30335 41.039 73917 100.00
4 Total 73917 100.000 73917 100.00

hintaccv2 : Home internet access

  hintaccv2 N % Cumul. N Cumul. %
1 -1 38700 52.36 38700 52.36
2 1 27671 37.44 66371 89.79
3 2 7546 10.21 73917 100.00
4 Total 73917 100.00 73917 100.00

huse12afst : Used nonbank transaction product in past 12 months

  huse12afst N % Cumul. N Cumul. %
1 1 6356 8.599 6356 8.599
2 2 28861 39.045 35217 47.644
3 99 38700 52.356 73917 100.000
4 Total 73917 100.000 73917 100.000

huse12afsc : Used nonbank credit product in past 12 months

  huse12afsc N % Cumul. N Cumul. %
1 1 2546 3.444 2546 3.444
2 2 32671 44.200 35217 47.644
3 99 38700 52.356 73917 100.000
4 Total 73917 100.000 73917 100.000

huse12afs : Used nonbank transaction or credit product in past 12 months

  huse12afs N % Cumul. N Cumul. %
1 1 7780 10.53 7780 10.53
2 2 27437 37.12 35217 47.64
3 99 38700 52.36 73917 100.00
4 Total 73917 100.00 73917 100.00

huse12afsnbr : Number of nonbank transaction and credit products used

  huse12afsnbr N % Cumul. N Cumul. %
1 0 27437 37.119 27437 37.12
2 1 5525 7.475 32962 44.59
3 2 1640 2.219 34602 46.81
4 3 615 0.832 35217 47.64
5 99 38700 52.356 73917 100.00
6 Total 73917 100.000 73917 100.00

huse12afstype : Type of nonbank transaction and credit products used in past 12 months

  huse12afstype N % Cumul. N Cumul. %
1 1 5234 7.081 5234 7.081
2 2 1122 1.518 6356 8.599
3 3 1424 1.926 7780 10.525
4 4 27437 37.119 35217 47.644
5 99 38700 52.356 73917 100.000
6 Total 73917 100.000 73917 100.000

hinutyp : In universe, transactions in typical month (2015 sample selection)

  hinutyp N % Cumul. N Cumul. %
1 1 73617 99.5941 73617 99.59
2 2 300 0.4059 73917 100.00
3 Total 73917 100.0000 73917 100.00

hinutypv2 : In universe, transactions in typical month (2017 sample selection)

  hinutypv2 N % Cumul. N Cumul. %
1 1 72257 97.754 72257 97.75
2 2 1660 2.246 73917 100.00
3 Total 73917 100.000 73917 100.00

hinucred : In universe, bank credit

  hinucred N % Cumul. N Cumul. %
1 1 35217 47.64 35217 47.64
2 2 38700 52.36 73917 100.00
3 Total 73917 100.00 73917 100.00

hinunbcred : In universe, nonbank credit

  hinunbcred N % Cumul. N Cumul. %
1 1 35217 47.64 35217 47.64
2 2 38700 52.36 73917 100.00
3 Total 73917 100.00 73917 100.00

hinuec : In universe, measuring economic inclusion

  hinuec N % Cumul. N Cumul. %
1 1 33557 45.4 33557 45.4
2 2 40360 54.6 73917 100.0
3 Total 73917 100.0 73917 100.0

hinulearn : In universe, learning about finances

  hinulearn N % Cumul. N Cumul. %
1 1 73917 100 73917 100
2 Total 73917 100 73917 100

hbnkbrgo : Visited bank branch in past 12 months

  hbnkbrgo N % Cumul. N Cumul. %
1 -1 38700 52.356 38700 52.36
2 1 29225 39.538 67925 91.89
3 2 5992 8.106 73917 100.00
4 Total 73917 100.000 73917 100.00

hbnkbrgofq : Number of bank branch visits in past 12 months

  hbnkbrgofq N % Cumul. N Cumul. %
1 -1 38700 52.356 38700 52.36
2 1 10079 13.636 48779 65.99
3 2 6150 8.320 54929 74.31
4 3 12996 17.582 67925 91.89
5 5 5992 8.106 73917 100.00
6 Total 73917 100.000 73917 100.00

hbnkbrgofq_c : Number of bank branch visits in past 12 months (conditional on visiting bank branch)

  hbnkbrgofq_c N % Cumul. N Cumul. %
1 -1 44692 60.46 44692 60.46
2 1 10079 13.64 54771 74.10
3 2 6150 8.32 60921 82.42
4 3 12996 17.58 73917 100.00
5 Total 73917 100.00 73917 100.00

hbnkbrgounb : Unbanked households: Visited bank branch in past 12 months

  hbnkbrgounb N % Cumul. N Cumul. %
1 -1 71851 97.2050 71851 97.20
2 1 318 0.4302 72169 97.64
3 2 1748 2.3648 73917 100.00
4 Total 73917 100.0000 73917 100.00

hbnkmobv2a : Mobile activity: Checked email from bank about account

  hbnkmobv2a N % Cumul. N Cumul. %
1 -1 40569 54.88 40569 54.88
2 1 14562 19.70 55131 74.59
3 2 18786 25.41 73917 100.00
4 Total 73917 100.00 73917 100.00

hbnkmobv2b : Mobile activity: Received mobile text alert or push notification from bank about account

  hbnkmobv2b N % Cumul. N Cumul. %
1 -1 40569 54.88 40569 54.88
2 1 10930 14.79 51499 69.67
3 2 22418 30.33 73917 100.00
4 Total 73917 100.00 73917 100.00

hbnkmobv2c : Mobile activity: Checked bank account balance or recent transactions

  hbnkmobv2c N % Cumul. N Cumul. %
1 -1 40569 54.8845 40569 54.88
2 1 11635 15.7406 52204 70.63
3 2 21516 29.1083 73720 99.73
4 99 197 0.2665 73917 100.00
5 Total 73917 100.0000 73917 100.00

hbnkmobv2d : Mobile activity: Made bill payment

  hbnkmobv2d N % Cumul. N Cumul. %
1 -1 40569 54.8845 40569 54.88
2 1 8707 11.7794 49276 66.66
3 2 24444 33.0695 73720 99.73
4 99 197 0.2665 73917 100.00
5 Total 73917 100.0000 73917 100.00

hbnkmobv2e : Mobile activity: Sent money to other people

  hbnkmobv2e N % Cumul. N Cumul. %
1 -1 40569 54.8845 40569 54.88
2 1 4291 5.8052 44860 60.69
3 2 28860 39.0438 73720 99.73
4 99 197 0.2665 73917 100.00
5 Total 73917 100.0000 73917 100.00

hbnkmobv2f : Mobile activity: Transferred money between bank accounts owned by same person

  hbnkmobv2f N % Cumul. N Cumul. %
1 -1 40569 54.8845 40569 54.88
2 1 8405 11.3709 48974 66.26
3 2 24746 33.4781 73720 99.73
4 99 197 0.2665 73917 100.00
5 Total 73917 100.0000 73917 100.00

hbnkmobv2g : Mobile activity: Deposited check into bank account

  hbnkmobv2g N % Cumul. N Cumul. %
1 -1 40569 54.8845 40569 54.88
2 1 5851 7.9156 46420 62.80
3 2 27300 36.9333 73720 99.73
4 99 197 0.2665 73917 100.00
5 Total 73917 100.0000 73917 100.00

hbnkmobv2a_c : Mobile activity: Checked email from bank about account (conditional on using mobile banking)

  hbnkmobv2a_c N % Cumul. N Cumul. %
1 -1 61355 83.005 61355 83.01
2 1 9510 12.866 70865 95.87
3 2 3052 4.129 73917 100.00
4 Total 73917 100.000 73917 100.00

hbnkmobv2b_c : Mobile activity: Received mobile text alert or push notification from bank about account (conditional on using mobile banking)

  hbnkmobv2b_c N % Cumul. N Cumul. %
1 -1 61355 83.005 61355 83.01
2 1 7560 10.228 68915 93.23
3 2 5002 6.767 73917 100.00
4 Total 73917 100.000 73917 100.00

hbnkmobv2c_c : Mobile activity: Checked bank account balance or recent transactions (conditional on using mobile banking)

  hbnkmobv2c_c N % Cumul. N Cumul. %
1 -1 61355 83.005 61355 83.01
2 1 11635 15.741 72990 98.75
3 2 927 1.254 73917 100.00
4 Total 73917 100.000 73917 100.00

hbnkmobv2d_c : Mobile activity: Made bill payment (conditional on using mobile banking)

  hbnkmobv2d_c N % Cumul. N Cumul. %
1 -1 61355 83.005 61355 83.01
2 1 8707 11.779 70062 94.78
3 2 3855 5.215 73917 100.00
4 Total 73917 100.000 73917 100.00

hbnkmobv2e_c : Mobile activity: Sent money to other people (conditional on using mobile banking)

  hbnkmobv2e_c N % Cumul. N Cumul. %
1 -1 61355 83.005 61355 83.01
2 1 4291 5.805 65646 88.81
3 2 8271 11.190 73917 100.00
4 Total 73917 100.000 73917 100.00

hbnkmobv2f_c : Mobile activity: Transferred money between bank accounts owned by same person (conditional on using mobile banking)

  hbnkmobv2f_c N % Cumul. N Cumul. %
1 -1 61355 83.005 61355 83.01
2 1 8405 11.371 69760 94.38
3 2 4157 5.624 73917 100.00
4 Total 73917 100.000 73917 100.00

hbnkmobv2g_c : Mobile activity: Deposited check into bank account (conditional on using mobile banking)

  hbnkmobv2g_c N % Cumul. N Cumul. %
1 -1 61355 83.005 61355 83.01
2 1 5851 7.916 67206 90.92
3 2 6711 9.079 73917 100.00
4 Total 73917 100.000 73917 100.00

huse12oafsc : Took out other types of loans or lines of credit from payday lender, auto title lender, pawn shop, or check casher in past 12 months

  huse12oafsc N % Cumul. N Cumul. %
1 -1 40869 55.2904 40869 55.29
2 1 184 0.2489 41053 55.54
3 2 32864 44.4607 73917 100.00
4 Total 73917 100.0000 73917 100.00

hcred12sc : Had store credit card in past 12 months

  hcred12sc N % Cumul. N Cumul. %
1 -1 38700 52.36 38700 52.36
2 1 14303 19.35 53003 71.71
3 2 20914 28.29 73917 100.00
4 Total 73917 100.00 73917 100.00

hcred12car : Had auto loan in past 12 months

  hcred12car N % Cumul. N Cumul. %
1 -1 38700 52.36 38700 52.36
2 1 11223 15.18 49923 67.54
3 2 23994 32.46 73917 100.00
4 Total 73917 100.00 73917 100.00

hcred12hmln : Had mortgage, home equity loan, or home equity line of credit in past 12 months

  hcred12hmln N % Cumul. N Cumul. %
1 -1 38700 52.36 38700 52.36
2 1 11981 16.21 50681 68.56
3 2 23236 31.44 73917 100.00
4 Total 73917 100.00 73917 100.00

hcred12sl : Had student loan in past 12 months

  hcred12sl N % Cumul. N Cumul. %
1 -1 38700 52.356 38700 52.36
2 1 5632 7.619 44332 59.98
3 2 29585 40.025 73917 100.00
4 Total 73917 100.000 73917 100.00

hcred12oth : Had other personal loans or lines of credit from company other than bank in past 12 months

  hcred12oth N % Cumul. N Cumul. %
1 -1 38700 52.356 38700 52.36
2 1 758 1.025 39458 53.38
3 2 34459 46.619 73917 100.00
4 Total 73917 100.000 73917 100.00

hcred12any : Used mainstream credit in past 12 months

  hcred12any N % Cumul. N Cumul. %
1 -1 38700 52.36 38700 52.36
2 1 28365 38.37 67065 90.73
3 2 6852 9.27 73917 100.00
4 Total 73917 100.00 73917 100.00

hcred12none : Did not use mainstream credit in past 12 months

  hcred12none N % Cumul. N Cumul. %
1 -1 38700 52.36 38700 52.36
2 1 6852 9.27 45552 61.63
3 2 28365 38.37 73917 100.00
4 Total 73917 100.00 73917 100.00

hbankstatv4 : Unbanked and underbanked

  hbankstatv4 N % Cumul. N Cumul. %
1 1 2066 2.795 2066 2.795
2 2 6739 9.117 8805 11.912
3 3 26412 35.732 35217 47.644
4 4 38700 52.356 73917 100.000
5 Total 73917 100.000 73917 100.000

huse12afscv2 : Used nonbank credit product in past 12 months

  huse12afscv2 N % Cumul. N Cumul. %
1 1 2721 3.681 2721 3.681
2 2 32496 43.963 35217 47.644
3 99 38700 52.356 73917 100.000
4 Total 73917 100.000 73917 100.000

huse12afsv2 : Used nonbank credit or transaction product in past 12 months

  huse12afsv2 N % Cumul. N Cumul. %
1 1 7907 10.70 7907 10.70
2 2 27310 36.95 35217 47.64
3 99 38700 52.36 73917 100.00
4 Total 73917 100.00 73917 100.00

huse12afsnbrv2 : Number of nonbank transaction and credit products used

  huse12afsnbrv2 N % Cumul. N Cumul. %
1 0 27310 36.9468 27310 36.95
2 1 5609 7.5882 32919 44.54
3 2 1671 2.2606 34590 46.80
4 3 627 0.8482 35217 47.64
5 99 38700 52.3560 73917 100.00
6 Total 73917 100.0000 73917 100.00

huse12afstypev2 : Type of nonbank transaction and credit products used in past 12 months

  huse12afstypev2 N % Cumul. N Cumul. %
1 1 5186 7.016 5186 7.016
2 2 1170 1.583 6356 8.599
3 3 1551 2.098 7907 10.697
4 4 27310 36.947 35217 47.644
5 99 38700 52.356 73917 100.000
6 Total 73917 100.000 73917 100.000

htypincchkmov2 : Typical income: Paper check or money order

  htypincchkmov2 N % Cumul. N Cumul. %
1 -1 39894 53.97 39894 53.97
2 1 9514 12.87 49408 66.84
3 2 24509 33.16 73917 100.00
4 Total 73917 100.00 73917 100.00

htypincddbnkv2 : Typical income: Direct deposit or electronic transfer into bank account

  htypincddbnkv2 N % Cumul. N Cumul. %
1 -1 39894 53.97 39894 53.97
2 1 29551 39.98 69445 93.95
3 2 4472 6.05 73917 100.00
4 Total 73917 100.00 73917 100.00

htypincddppv2 : Typical income: Direct deposit or electronic transfer onto prepaid card

  htypincddppv2 N % Cumul. N Cumul. %
1 -1 1194 3.390 1194 3.390
2 1 1098 3.118 2292 6.508
3 2 32925 93.492 35217 100.000
4 Total 35217 100.000 35217 100.000

htypinccashv2 : Typical income: Cash

  htypinccashv2 N % Cumul. N Cumul. %
1 -1 39894 53.971 39894 53.97
2 1 2524 3.415 42418 57.39
3 2 31499 42.614 73917 100.00
4 Total 73917 100.000 73917 100.00

htypincothv2 : Typical income: Other

  htypincothv2 N % Cumul. N Cumul. %
1 -1 39894 53.9713 39894 53.97
2 1 633 0.8564 40527 54.83
3 2 33390 45.1723 73917 100.00
4 Total 73917 100.0000 73917 100.00

htypincccv2 : Typical income: Used nonbank check casher

  htypincccv2 N % Cumul. N Cumul. %
1 -1 39894 53.9713 39894 53.97
2 1 579 0.7833 40473 54.75
3 2 33444 45.2453 73917 100.00
4 Total 73917 100.0000 73917 100.00

htypincnonev2 : Typical income: None selected

  htypincnonev2 N % Cumul. N Cumul. %
1 -1 1660 2.246 1660 2.246
2 1 39271 53.129 40931 55.374
3 2 32986 44.626 73917 100.000
4 Total 73917 100.000 73917 100.000

htypincbnkav2 : Typical income: Any bank method

  htypincbnkav2 N % Cumul. N Cumul. %
1 -1 1660 2.246 1660 2.246
2 1 31386 42.461 33046 44.707
3 2 40871 55.293 73917 100.000
4 Total 73917 100.000 73917 100.000

htypincbnkov2 : Typical income: Only bank methods

  htypincbnkov2 N % Cumul. N Cumul. %
1 -1 1660 2.246 1660 2.246
2 1 28417 38.444 30077 40.690
3 2 43840 59.310 73917 100.000
4 Total 73917 100.000 73917 100.000

htyppaycashv2 : Typical billpay: Cash

  htyppaycashv2 N % Cumul. N Cumul. %
1 -1 39462 53.387 39462 53.39
2 1 5454 7.379 44916 60.77
3 2 29001 39.235 73917 100.00
4 Total 73917 100.000 73917 100.00

htyppaybnkchkv2 : Typical billpay: Personal check

  htyppaybnkchkv2 N % Cumul. N Cumul. %
1 -1 39462 53.39 39462 53.39
2 1 21778 29.46 61240 82.85
3 2 12677 17.15 73917 100.00
4 Total 73917 100.00 73917 100.00

htyppaybnkdcv2 : Typical billpay: Debit card

  htyppaybnkdcv2 N % Cumul. N Cumul. %
1 -1 39462 53.39 39462 53.39
2 1 15699 21.24 55161 74.63
3 2 18756 25.37 73917 100.00
4 Total 73917 100.00 73917 100.00

htyppayccv2 : Typical billpay: Credit card

  htyppayccv2 N % Cumul. N Cumul. %
1 -1 39462 53.39 39462 53.39
2 1 8328 11.27 47790 64.65
3 2 26127 35.35 73917 100.00
4 Total 73917 100.00 73917 100.00

htyppayppv2 : Typical billpay: Prepaid card

  htyppayppv2 N % Cumul. N Cumul. %
1 -1 39462 53.387 39462 53.39
2 1 763 1.032 40225 54.42
3 2 33692 45.581 73917 100.00
4 Total 73917 100.000 73917 100.00

htyppaybnkbpv2 : Typical billpay: Electronic payment from bank account

  htyppaybnkbpv2 N % Cumul. N Cumul. %
1 -1 39462 53.39 39462 53.39
2 1 23018 31.14 62480 84.53
3 2 11437 15.47 73917 100.00
4 Total 73917 100.00 73917 100.00

htyppaynbnkmov2 : Typical billpay: Nonbank money order

  htyppaynbnkmov2 N % Cumul. N Cumul. %
1 -1 39462 53.387 39462 53.39
2 1 2100 2.841 41562 56.23
3 2 32355 43.772 73917 100.00
4 Total 73917 100.000 73917 100.00

htyppaybnkmov2 : Typical billpay: Bank money order or cashiers check

  htyppaybnkmov2 N % Cumul. N Cumul. %
1 -1 39462 53.387 39462 53.39
2 1 1823 2.466 41285 55.85
3 2 32632 44.147 73917 100.00
4 Total 73917 100.000 73917 100.00

htyppayothv2 : Typical billpay: Other

  htyppayothv2 N % Cumul. N Cumul. %
1 -1 39462 53.3869 39462 53.39
2 1 455 0.6156 39917 54.00
3 2 34000 45.9975 73917 100.00
4 Total 73917 100.0000 73917 100.00

htyppaynonev2 : Typical billpay: None selected

  htyppaynonev2 N % Cumul. N Cumul. %
1 -1 1660 2.246 1660 2.246
2 1 38861 52.574 40521 54.820
3 2 33396 45.180 73917 100.000
4 Total 73917 100.000 73917 100.000

htyppaybnkav2 : Typical billpay: Any bank method

  htyppaybnkav2 N % Cumul. N Cumul. %
1 -1 1660 2.246 1660 2.246
2 1 31577 42.720 33237 44.965
3 2 40680 55.035 73917 100.000
4 Total 73917 100.000 73917 100.000

htyppaybnkov2 : Typical billpay: Only bank methods

  htyppaybnkov2 N % Cumul. N Cumul. %
1 -1 1660 2.246 1660 2.246
2 1 26578 35.957 28238 38.202
3 2 45679 61.798 73917 100.000
4 Total 73917 100.000 73917 100.000

htypbnkov2 : Typical billpay and income receipt: Only bank methods

  htypbnkov2 N % Cumul. N Cumul. %
1 -1 3176 4.297 3176 4.297
2 1 24054 32.542 27230 36.839
3 2 46687 63.161 73917 100.000
4 Total 73917 100.000 73917 100.000

hcred12int : Applied for credit card or personal loan or line of credit from bank, did not apply because of concerns about being turned down, or used nonbank credit product in past 12 months

  hcred12int N % Cumul. N Cumul. %
1 -1 38700 52.36 38700 52.36
2 1 7684 10.40 46384 62.75
3 2 27533 37.25 73917 100.00
4 Total 73917 100.00 73917 100.00

hcred12undem : Had unmet demand for mainstream small-dollar credit in past 12 months

  hcred12undem N % Cumul. N Cumul. %
1 -1 38700 52.356 38700 52.36
2 1 4264 5.769 42964 58.12
3 2 30953 41.875 73917 100.00
4 Total 73917 100.000 73917 100.00

htypbnkound : Underbanked households: use of bank methods to pay bills and receive income in a typical month

  htypbnkound N % Cumul. N Cumul. %
1 -1 67485 91.298 67485 91.30
2 1 3248 4.394 70733 95.69
3 2 3184 4.308 73917 100.00
4 Total 73917 100.000 73917 100.00

gtmetsta : Metropolitan and nonmetropolitan status

  gtmetsta N % Cumul. N Cumul. %
1 1 57308 77.53 57308 77.53
2 2 15781 21.35 73089 98.88
3 3 828 1.12 73917 100.00
4 Total 73917 100.00 73917 100.00

gtmetsta5yr13 : Metropolitan and nonmetropolitan status

  gtmetsta5yr13 N % Cumul. N Cumul. %
1 1 57308 77.53 57308 77.53
2 2 15781 21.35 73089 98.88
3 3 828 1.12 73917 100.00
4 Total 73917 100.00 73917 100.00

hbnkprevv2 : Previously banked

  hbnkprevv2 N % Cumul. N Cumul. %
1 -1 71851 97.205 71851 97.20
2 1 994 1.345 72845 98.55
3 2 1072 1.450 73917 100.00
4 Total 73917 100.000 73917 100.00

hbnkfutrv2 : Likelihood of opening account

  hbnkfutrv2 N % Cumul. N Cumul. %
1 -1 71851 97.2050 71851 97.20
2 1 174 0.2354 72025 97.44
3 2 323 0.4370 72348 97.88
4 3 342 0.4627 72690 98.34
5 4 1227 1.6600 73917 100.00
6 Total 73917 100.0000 73917 100.00

hbnkprevlyv2 : Previously banked (within last year)

  hbnkprevlyv2 N % Cumul. N Cumul. %
1 -1 71851 97.2050 71851 97.20
2 1 197 0.2665 72048 97.47
3 2 797 1.0782 72845 98.55
4 3 1072 1.4503 73917 100.00
5 Total 73917 100.0000 73917 100.00

hbnkprevlyv3 : Previously banked (within last year)

  hbnkprevlyv3 N % Cumul. N Cumul. %
1 -1 71851 97.2050 71851 97.20
2 1 197 0.2665 72048 97.47
3 2 797 1.0782 72845 98.55
4 3 1072 1.4503 73917 100.00
5 Total 73917 100.0000 73917 100.00

praceeth3 : Race/Ethnicity

  praceeth3 N % Cumul. N Cumul. %
1 1 5591 7.5639 5591 7.564
2 2 5623 7.6072 11214 15.171
3 3 2194 2.9682 13408 18.139
4 4 564 0.7630 13972 18.902
5 5 179 0.2422 14151 19.144
6 6 37321 50.4904 51472 69.635
7 7 22445 30.3651 73917 100.000
8 Total 73917 100.0000 73917 100.000

hinuphoneint : In universe, mobile phone, smartphone, and home internet access

  hinuphoneint N % Cumul. N Cumul. %
1 1 73917 100 73917 100
2 Total 73917 100 73917 100

hcred12ccorbnkv2 : Used bank credit product in past 12 months

  hcred12ccorbnkv2 N % Cumul. N Cumul. %
1 -1 38700 52.36 38700 52.36
2 1 24619 33.31 63319 85.66
3 2 10598 14.34 73917 100.00
4 Total 73917 100.00 73917 100.00

Generated on: Thu Oct 20 17:27:36 2022 - R2HTML